FINANCE OPTIONS

Compare Venture Debt Options Up To £500k For UK Businesses

£500k Venture Debt is a flexible funding option designed for fast-growing UK startups and scale-ups that have already raised equity. It enables businesses to extend their runway between funding rounds, seize growth opportunities, or strengthen working capital without the need to give up more equity. With typical amounts from £250,000 to £15 million, this form of non-dilutive finance offers longer repayment terms and can be accessed alongside existing investors, supporting ambitious companies in managing cash flow and driving expansion.

Venture Debt

Secure up to £1,000,000 in Venture Debt with Funding Agent.

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  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits Of Venture Debt

Venture Debt provides growth-stage businesses with a way to access funding while preserving equity. With flexible terms, competitive rates from 8% to 18% per year, and decision times ranging from 2 to 8 weeks, it is a strategic option for those looking to accelerate growth between equity rounds.

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Retain Equity
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Flexible Funding
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Extend Runway

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types Of Venture Debt

Senior Secured Venture Debt

For high-growth tech and life sciences companies with equity funding, this type offers £250k to £5m over 12 to 48 months. Typical uses include product development and market expansion.

Senior Secured Venture Debt

Senior Secured Venture Debt is aimed at companies with stable cash flow and previous equity raises, often in technology or biotech. Funding amounts range from £250,000 to £5 million, with repayment terms between 12 and 48 months and interest rates from 8% to 12% per annum. The process involves submitting financial forecasts and business plans, after which the lender assesses the opportunity and, upon agreement, disburses funds. Often used to boost working capital or fund growth initiatives.

Subordinated Venture Debt

Ideal for companies with strong investor support and previous funding rounds, offering £500k to £10m to back acquisitions or accelerate R&D.

Subordinated Venture Debt

Subordinated Venture Debt suits businesses with robust growth plans and solid backers, typically in fintech or health tech. Borrowings range from £500,000 to £10 million, for 24 to 36 months, at 10% to 15% per annum. Applying involves presenting your business model and recent KPIs, after which detailed lender due diligence takes place. This product is especially fit for strategic projects such as acquisitions, R&D, or international growth.

Mezzanine Venture Debt

For late-stage scale-ups with significant revenue, lending from £1m to £15m supports major investments and M&A over 3 to 5 years.

Mezzanine Venture Debt

Mezzanine Venture Debt is designed for mature startups with substantial revenue and strong business cases, for loan amounts between £1 million and £15 million, typically over 36 to 60 months. Interest rates are between 12% and 18% per annum. After presenting a robust growth plan and financials, funds are released following due diligence and compliance checks. This subtype is popular among companies undertaking mergers, acquisitions, or large capital investments.

Typical Funding Journeys on Funding Agent

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How To Get Venture Debt With Funding Agent

Submit Enquiry

Share your business details and funding requirements through our online application form so we can understand your needs.

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Review a shortlist of lenders who match your requirements and business profile, saving you time on research.

Complete Application

Choose a lender to work with and supply the necessary documents, such as your business plan and recent financials, to complete their process.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

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