FINANCE OPTIONS

^500k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

You can borrow between £10,000 and £500,000 with a working capital loan. The exact amount depends on your business revenue, creditworthiness, industry risk, and lender policies.

Q: How quickly can I get a decision on my loan?

The initial decision for a working capital loan can take from a few hours to a week. After approval, funds are typically available from 1 day to 3 weeks, depending on the loan type.

Q: What are the typical interest rates for these loans?

Interest rates for working capital loans generally range from 6% to 15% APR. Rates vary based on the business's credit score, loan duration, and economic conditions.

Q: What are the eligibility requirements for a working capital loan?

Eligibility typically includes being a UK-registered business with a satisfactory credit score and 2+ years of trading history. You'll need to submit financial statements and a business plan during the application.

A 500k working capital loan is a valuable financial tool for small and medium enterprises (SMEs) in the UK. Offering up to £500,000, these loans ensure smooth daily operations, covering costs like payroll, rent, and supplier payments. Businesses can maintain adequate liquidity for efficiency. For insights, learn about unsecured working capital loans.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 500k Working Capital Loans?

Working capital loans guarantee consistent cash flow, allowing businesses to focus on growth rather than financial constraints. With amounts ranging from £10,000 to £500,000 and rapid decision-making times, they serve diverse needs. Explore our working capital loans to keep your business thriving.

Improves cash flow

Flexible repayment options

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 500k Working Capital Loans?

Term Loan

Term loans offer a stable, structured repayment plan between 12 to 60 months with amounts £10,000 to £500,000. Available for UK businesses with a minimum of two years of trading history. Discover more about our term loans.

Term Loan

Our term loans cater to diverse sectors like retail, ideal for purchasing inventory or paying utility bills. Businesses benefit from interest rates between 6% to 12% APR, with loan offers arriving in 1 to 2 weeks after application. Learn how term loans can enhance your business capacity.

Revolving Credit Facility

A Revolving Credit Facility provides flexibility with amounts from £10,000 to £300,000 and monthly revolving terms. UK businesses with consistent revenues qualify. Visit revolving credit options.

Revolving Credit Facility

This option closes cash flow gaps efficiently, with funds available in just 2-3 days. Perfect for tech startups facing unpredictable project cycles, the facilities charge 1.5% to 2.5% monthly interest. Explore how revolving credit can support tech enterprises.

Invoice Financing

For B2B companies, Invoice Financing offers advances up to 90% of invoice value, helping bridge cash flow shortfalls. Investigate invoice financing solutions.

Invoice Financing

Ideal for manufacturers dealing with delayed payments, this finance strategy offers decision times of 24-48 hours, with interest rates from 3% to 5% of invoice value. Discover how invoice financing aids manufacturers when clients delay payments.

What is a 500k Working Capital Loan?

Application Process and Timelines

Applying for a working capital loan involves providing identity proof, financial statements, and a business plan. Decisions typically range from a few hours to a week, proving our streamlined services. Learn more about our application process.

Regulatory Considerations

All lenders must be authorised by the Financial Conduct Authority, ensuring fair practices. Our expertise ensures compliance with regulations, making the lending process transparent. Explore regulation details for peace of mind in your financing journey.

Borrowing Capacity and Rates

Your borrowing capacity is guided by factors like revenue and creditworthiness. Our competitive rates, typically 6% to 15% APR, reflect economic conditions and risk profiles. We provide insights into borrowing capacities and rates to optimise your financial decisions.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on my loan?

What are the typical interest rates for these loans?

What are the eligibility requirements for a working capital loan?

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June 30, 2025

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^500k Working Capital Loans - Apply Now

What are the ^benefits of 500k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 500k Working Capital Loans?

Term Loan

Term Loan

Revolving Credit Facility

Revolving Credit Facility

Invoice Financing

Invoice Financing