FINANCE OPTIONS

^50k to 100k Working Capital Loans - Get Approved Fast

Q: How much can I borrow with a Working Capital Loan?

You can typically borrow between £50,000 and £100,000, although the amount may vary based on your annual turnover, financial health, and business sector.

Q: How quickly can I get a decision on my loan application?

Decisions on working capital loans are typically made within 1 to 3 business days, with funds becoming available 1 to 5 business days post-approval.

Q: What are the common interest rates for Working Capital Loans?

Interest rates for working capital loans range from 1% to 15% APR, depending on the type of finance, credit score, and other factors like transaction history.

Q: What documents are needed to apply for a loan?

To apply, you must provide financial documents, proof of business identity, and may undergo a credit check. Specific documentation requirements depend on the lender.

A £50,000 to £100,000 working capital loan offers UK SMEs flexible funding to cover essential short-term expenses such as payroll, inventory acquisition, and operational costs. Provided by Funding Agent, this loan range supports businesses in maintaining smooth cash flow and addressing immediate financial needs without compromising growth opportunities. Access to this capital can be pivotal for companies aiming to stabilise and expand their operations efficiently.

Secure up to £100,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £100,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 50k to 100k Working Capital Loans?

The benefits of acquiring a Working Capital Loan include immediate access to operational funds, flexible usage tailored to your business requirements, and maintaining equity in your company. You can borrow amounts ranging from £50,000 to £100,000 with decisions made swiftly. As a trusted provider, our unsecured working capital loans ensure transparent terms in compliance with FCA regulations.

Improves cash flow

Flexible financing options

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 50k to 100k Working Capital Loans?

Unsecured Business Loan

An Unsecured Business Loan typically requires a minimum annual turnover of £100,000 and offers between £50,000 to £100,000, with lending terms from 6 to 36 months. Ideal for managing cash flow gaps, it requires no collateral. Learn more about our unsecured loan options.

Unsecured Business Loan

Unsecured Business Loans provide businesses with the flexibility to address various financial needs such as purchasing inventory or covering unexpected expenses. Rates range from 6% to 15% APR, and approval is typically within 24 to 72 hours. Retail sectors benefit significantly, especially in stocking seasonal inventory. Discover more about how unsecured loans can help.

Invoice Financing

Invoice Financing allows businesses to improve cash flow by leveraging their unpaid invoices. It usually covers up to 95% of invoice value, typically £50,000 to £100,000. Decision time is within 24 hours. Explore our invoice finance solutions.

Invoice Financing

For businesses operating on B2B credit terms, Invoice Financing offers immediate cash to ease financial strain. Interest is typically 1% to 3% of the invoice per month. Manufacturing and logistics rely heavily on this to optimize cash flows. Check how invoice financing aids cash management.

Merchant Cash Advance

Targeting card-centric businesses, Merchant Cash Advances fund up to £100,000, based on monthly card sales. Perfect for marketing or renovations, it ensures a quick decision in 24 hours. Learn more about our MCA options.

Merchant Cash Advance

Primed for businesses with strong card transaction records, such as cafes, Merchant Cash Advances provide flexible financing options. Advances are repaid through a percentage of daily sales, with terms usually spanning 3 to 18 months. Fixed fees vary between 1.2 to 1.5 of the advance. Discover how an MCA can benefit your business.

What is a 50k to 100k working capital loan?

Application Processes for Business Loans

Applying for a working capital loan involves submitting business financial documents, proof of identity, and a potential credit check. Our streamlined processes offer decisions within 1 to 3 days, ensuring quick funding availability. For straightforward applications, see our detailed document checklist.

Regulatory and Compliance Requirements

All lending must comply with FCA guidelines, emphasizing transparent terms and responsible lending. Our expertise in regulatory adherence ensures you understand rates, fees, and conditions. Explore how due diligence supports compliance.

Factors Affecting Borrowing Capacity and Rates

Borrowing capacity is influenced by annual turnover, creditworthiness, and financial health. Rates typically range from 1% to 15% APR, affected by your business sector and trading length. Our competitive offerings ensure you secure the best terms. Learn more about how we optimize borrowing capacity.