Compare ^{Pre-Pack Administration Finance} Options For £550k Needs

This option is designed for companies with tangible business assets, such as equipment or property, that can be used as security for the finance. The process involves assessing asset value, arranging a sale to a pre-selected buyer, and completing the transaction efficiently. Sectors like manufacturing, retail, and logistics commonly benefit, with continuity even during financial distress and lending terms from 3 to 24 months at rates from 8% to 20% APR.

This type of finance is for companies who lack valuable physical assets yet have clear business viability or future contracts. The application reviews sales pipelines and business sustainability, then negotiates fast funding to enable restructuring. Sectors like tech startups, consultancy, and media may use this, benefitting from rapid support without asset-backed security. Rates are generally between 12% and 30% APR, with decisions in 2 to 3 weeks.

Businesses with credible B2B client bases can use their sales invoices as security to access Pre-Pack funding. The quality of invoices is reviewed, and finance is arranged to maintain cash flow during asset sales or restructuring. Sectors such as construction, creative agencies, and B2B services rely on this type to quickly restore stability. Pricing is usually 1% to 5% per month depending on invoice quality and business risk.