FINANCE OPTIONS

^600k Asset Refinance - Get a Quote

Q: How much can I borrow through asset refinance?

You can typically borrow amounts from £10,000 to £1,000,000, depending on the type, value, and condition of your asset as well as your business’s creditworthiness.

Q: How long does asset refinance approval take?

Initial decisions are usually provided within 1 to 4 weeks, with funds available 2 to 6 weeks after approval, depending on asset appraisal and documentation speed.

Q: What assets are eligible for refinancing?

Eligible assets include high-value machinery, vehicles owned outright and less than eight years old, or commercial property with significant equity and clear ownership.

Q: What fees and rates apply to 600k asset refinance?

Interest rates for asset refinance typically range from 3% to 15% APR, with possible valuation, processing, and arrangement fees depending on the lender and asset type.

600k Asset Refinance allows UK businesses to release significant capital tied up in their assets, providing a flexible method to fund growth or strengthen cash flow. By refinancing valuable equipment, vehicles, or property, businesses can access up to £1,000,000 without selling these core assets. This solution particularly benefits those seeking larger sums for working capital, expansion plans, or to reduce existing borrowing costs, offering a route to efficient and sustainable business financing.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Asset Refinance

Asset refinance gives substantial financial flexibility, making it possible to tap into funds otherwise locked in business assets. With this finance product, businesses can improve liquidity, invest in growth, and potentially reduce borrowing costs. Transparent rates, clear eligibility, and regulated processes add to its appeal for companies seeking reliable funding options.

Increased cash flow

Lower interest rates

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance You Can Access

Equipment Refinance

Refinance high-value machinery or equipment to unlock cash between £20,000 and £500,000. Ideal for manufacturing and construction sectors.

Equipment Refinance

Equipment refinance allows businesses owning valuable machinery with clear titles and proper insurance to release funds for working capital, inventory, or expansion. After a thorough appraisal and documentation, decisions are usually reached in 1 to 2 weeks. This type of finance is essential for sectors needing fast access to liquidity without selling core equipment.

Vehicle Refinance

Use vehicles owned outright and less than eight years old to raise £10,000 to £300,000, supporting operational needs or fleet upgrades.

Vehicle Refinance

Vehicle refinance is aimed at companies with business vehicles carrying no finance. Lenders assess vehicle condition and titles, typically deciding in 2 to 4 weeks. It's particularly valuable for logistics or delivery firms needing to boost cash flow or renew their fleet while maintaining operational capacity.

Property Refinance

Unlock substantial capital from commercial properties with significant equity, with typical amounts from £50,000 up to £1,000,000.

Property Refinance

Property refinance enables businesses to access considerable cash using commercial premises as security. The process involves a property appraisal and legal checks, taking about 4 to 6 weeks. It is beneficial for companies looking to finance renovations, expansion, or consolidate debts without releasing ownership of valuable properties.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure Asset Refinance with Funding Agent

Assess Your Assets

Identify which business assets—such as equipment, vehicles, or property—are valuable and clear of any existing liens or significant depreciation by reviewing our online application form requirements.

Apply Online

Use Funding Agent's streamlined application to provide details about your chosen assets and recent business financials, including valuations and insurance.

Receive Offers

Review multiple lender offers tailored to your asset profile and business needs, then select the most suitable terms to proceed quickly.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow through asset refinance?

How long does asset refinance approval take?

What assets are eligible for refinancing?

What fees and rates apply to 600k asset refinance?

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June 24, 2025

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^600k Asset Refinance - Get a Quote

Key ^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance You Can Access

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent