FINANCE OPTIONS

^£600K Secured Business Loans - Apply Now

Q: What is the minimum and maximum I can borrow with a secured business loan?

Borrowing limits for secured business loans generally range from £10,000 to £5,000,000, determined mainly by the value of your collateral and the financial profile of your business.

Q: How long does approval and funding typically take?

Most lenders reach an initial decision in 1 to 4 weeks, and if your loan is approved, funds are often available within a further 2 to 6 weeks, subject to all documentation and collateral checks being completed.

Q: What affects the rate I might pay?

Rates depend on the type and value of your collateral, your business’s creditworthiness, and the loan term. Typical APRs start at 3% and can go up to 18%, with possible fees for setup, valuation, or management.

Q: What types of assets can be used as security?

Qualifying collateral includes commercial property, business equipment, or outstanding invoices from reliable customers. Each subtype of secured loan has its own eligibility and asset requirements.

£600K secured business loans provide substantial finance by using business-owned assets such as property, equipment or invoices as collateral. This type of lending allows businesses to access higher amounts and often at lower rates compared to unsecured loans, as the collateral reduces lender risk. UK companies turn to secured business loans for purposes like expansion, investment, or improving cash flow, especially when seeking a significant facility. Flexible terms and increased borrowing capacity make this a popular solution for ambitious businesses wanting to take the next step.

Secure up to £600,000 in £ Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £600,000 in £ Secured Business Loans with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of £600K Secured Business Loans

Choosing a secured loan at this level enables access to higher sums and competitive pricing, tailored to your assets and business profile. Lenders can often offer flexibility and larger loan amounts due to reduced risk, while Funding Agent helps you compare and connect with appropriate lenders. Decision times and terms depend on the specific assets and overall business health.

Flexible repayment options

Access to large funds

Lower interest rates

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Secured Business Loans for £600K

Property-Backed Loan

Ideal for businesses that own commercial property, this option secures finance against physical property and can unlock significant borrowing capacity.

Property-Backed Loan

A property-backed loan lets your business use owned commercial premises as collateral. Loans can range from £50,000 up to £5,000,000, with terms of 6 to 240 months and interest rates from 3% to 15% APR. Lenders assess property value and business creditworthiness during the process, which typically takes 2 to 4 weeks to decision and is suited for property purchases, renovations, or refinancing.

Equipment-Backed Loan

Businesses with valuable equipment can leverage these assets to secure funding, supporting expansion or upgrades without pledging property.

Equipment-Backed Loan

Equipment-backed loans are suitable for businesses with high-value equipment such as machinery or technology. You may borrow £25,000 to £1,000,000, over 12 to 72 months, at rates between 4% and 18% APR. Valuation and clear ownership of equipment are essential, and funding can be arranged in 1 to 3 weeks, supporting new machinery purchases or upgrades to production.

Invoice-Backed Loan

For those with outstanding invoices, invoice-backed loans provide a way to access funds quickly, bridging payment delays from clients.

Invoice-Backed Loan

Businesses can use unpaid invoices as collateral, borrowing from £10,000 to £500,000 over 1 to 12 months. Rates are typically 1% to 3% of the invoice value per month, with decisions in 5 to 10 business days. These loans improve cash flow by turning sales invoices into immediate working capital, helping ensure business continuity.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access a £600K Secured Business Loan via Funding Agent

Complete Online Form

Share key information about your business in the online application form and the loan amount required to begin your tailored lender search through Funding Agent.