Compare ^{Private Debt Finance} Options For £650k Funding

Businesses can access Direct Lending by applying directly or through brokers. The process, which takes two to four weeks, involves submitting financial documentation and negotiating terms. This option suits established SMEs in sectors like manufacturing and technology that need funding for expansion, acquisitions, or equipment purchase, and benefit from tailored loan structures supporting capital investment.

This flexible option is ideal for businesses needing a mix of debt and equity, such as for buyouts or restructuring. The process is detailed, requiring submission of a business plan and financials, and negotiating terms, which may include equity elements. Decision times span four to eight weeks, providing significant capital with flexibility for complex transactions in sectors like healthcare or retail.

This product combines different loan tranches into a single structure, simplifying the borrowing process for substantial needs, such as large acquisitions or debt refinancing. The application involves consolidated discussions with one lender, expedited underwriting, and decision times of three to six weeks. Common among energy and professional services sectors, Unitranche Debt is preferred where substantial funding with fewer lenders involved is advantageous.