FINANCE OPTIONS

^700k Asset Refinance - Get a Quote Today

Q: What is the minimum and maximum I can borrow through asset refinance?

You can typically borrow from £20,000 up to £5,000,000, depending on the type, value, and condition of the asset and your business’s credit profile.

Q: How quickly can a 700k asset refinance be approved?

Most asset refinance approvals take between 2 and 14 days. The exact speed depends on asset documentation completeness, asset type, and the specific lender’s process.

Q: What interest rates are available for asset refinance?

Interest rates usually range from 3% to 15% APR, based on your asset’s value and condition, your business credit rating, and current market conditions.

Q: What types of assets can be refinanced?

Asset refinance can be arranged for commercial equipment, vehicles, and properties, provided you have clear ownership and assets are in good condition with recent valuations.

700k Asset Refinance allows UK businesses to unlock the value tied up in existing assets such as equipment, vehicles, or property. This finance option enables businesses to secure a loan against owned assets, providing quick access to significant funding—such as £700,000—to support cash flow, expansion, or operational needs. With asset refinance, companies can raise capital without giving up equity, streamline growth, and respond rapidly to new opportunities by leveraging what they already own.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of Asset Refinance

Asset refinance provides practical funding that can make a real difference to business operations. By leveraging existing assets, SMEs gain access to capital quickly, often at lower rates than unsecured loans. This option can support fresh growth, improve financial flexibility, and reduce overall borrowing costs for businesses seeking dependable funding solutions.

Cash flow improvement

Access to better rates

Increased capital availability

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment refinance suits businesses with valuable machinery or specialist equipment. It unlocks capital against assets, supporting companies in manufacturing or construction who wish to improve liquidity or finance expansion.

Equipment Refinance

Equipment refinance is open to businesses who own high-value machinery with good proof of ownership and up-to-date valuations. Loan amounts typically range from £50,000 to £2,000,000, over 12 to 60 months. APR varies from 5% to 15%, depending on asset type and condition. Funds can be released in 3 to 7 days after appraisal, ideal for fast-paced sectors.

Vehicle Refinance

Vehicle refinance enables firms to unlock funds from owned vehicles, whether for expanding a fleet or managing operational costs. Frequent users include those in transport and logistics sectors.

Vehicle Refinance

Available to businesses with clear vehicle ownership and assets in usable condition, vehicle refinance allows borrowing from £20,000 to £500,000. Terms generally range from 12 to 48 months, with interest rates between 4% and 12% APR. Lenders can decide within 2 to 5 days, making it a swift way to access working capital.

Property Refinance

Property refinance lets businesses use commercial properties as security to raise significant capital for development or debt consolidation. It is well suited to real estate or retail business owners.

Property Refinance

With clear property title and a professional valuation, property refinance provides loans from £100,000 up to £5,000,000, over 36 to 120 months. Rates typically range from 3% to 8% APR. The process can take 1 to 2 weeks, offering access to substantial funding for business improvement or development projects.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get Asset Refinance with Funding Agent

Submit Application

Provide details of your asset and business using our convenient online application form for a faster start.

Receive Offers

Review tailored offers from our panel of lenders, each verified for fairness and competitiveness on terms and rates.

Finalize Agreement

Select the most suitable lender and complete your agreement, with dedicated support from Funding Agent all the way.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the minimum and maximum I can borrow through asset refinance?

How quickly can a 700k asset refinance be approved?

What interest rates are available for asset refinance?

What types of assets can be refinanced?

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June 24, 2025

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^700k Asset Refinance - Get a Quote Today

^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent

How to Get Asset Refinance with Funding Agent

Submit Application

Receive Offers

Finalize Agreement

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

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What Is Asset Finance?

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How Asset Finance Can Boost Cash Flow for Your Business

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