^£700k Logistics Business Loan – Apply for Funding Today

For an asset-backed term loan, lenders commonly review trading consistency, cashflow coverage for repayments, and clear documentation on asset ownership and valuations. Typical amounts often sit around £100k to £1.5m, which means a £700k request can be within range for larger operators, subject to what the assets support. Terms are often 24 to 84 months, commonly 36 to 60 months for vehicles or equipment. Indicative pricing is roughly 6% to 15% APR depending on risk and deal structure, with decisions often taking around 2 to 6 weeks when the submission is complete.

With an unsecured term loan, lenders typically place greater weight on stable trading and financial performance. For logistics SMEs, that can support borrowing where the challenge is cash timing rather than a lack of revenue. Typical amounts can be around £50k to £1m, so reaching approximately £700k unsecured depends on turnover, margins, and affordability. Terms are often 12 to 60 months, commonly 24 to 48 months, with pricing that can range roughly 8% to 18% APR. Decision times are often around 2 to 8 weeks, depending on how much underwriting detail is needed and whether additional information is requested.

Refinancing term loans are commonly used to replace items such as vehicle finance, asset finance balances, overdrafts, or higher-cost loans. Typical amounts are often around £100k to £2m, so a £700k refinancing request is common where there is sufficient equity or cash generation to cover settlement needs. Terms are frequently 24 to 84 months, with the schedule aligning to the assets’ remaining life or your preferred repayment profile. Indicative rates can be roughly 6.5% to 14.5% APR, though this may differ based on whether the refinancing improves liquidity or reduces risk. Decisions often take around 3 to 10 weeks because lenders must review existing facilities and settlement arrangements.