FINANCE OPTIONS

^70k Working Capital Loans Get Approved Today

Q: How much can I borrow with a working capital loan?

You can borrow between £2,500 and £300,000, depending on your credit profile and revenue history. Explore our offerings for bespoke solutions.

Q: How quickly can I get a decision on my loan application?

Invoice and merchant financing decisions are typically made within 24-48 hours, while traditional loans may take up to two weeks. Efficient processes ensure quicker outcomes.

Q: What are the interest rates for working capital loans?

Interest rates vary: traditional loans have 3% to 12% APR, invoice financing costs 2% to 5% of invoice value, and merchant advances apply 1.1 to 1.5 factor rates.

Q: What are the eligibility requirements for a working capital loan?

Requirements include a good credit score and trading history for traditional loans. Invoice financing suits businesses with outstanding invoices, while merchant advances need a credit sales history.

A £70,000 working capital loan offers UK SMEs a targeted financial resource to seamlessly manage essential operational expenses, including payroll, inventory procurement, and supplier payments. As a Funding Agent, we facilitate access to these loans, empowering businesses to maintain liquidity and support day-to-day functions without disrupting growth initiatives. This tailored funding solution is ideal for companies seeking to stabilise cash flow and sustain business continuity.

Secure up to £70,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £70,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 70k Working Capital Loans?

With working capital loans, businesses can enjoy improved cash flow, quick fund access, and repayment flexibility. Our solutions offer funding ranging from £2,500 to £300,000 with swift decision times. Discover more about our competitive unsecured business loans tailored to your needs.

Quick access to funds

Boosts cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 70k Working Capital Loans?

Traditional Bank Loans

Traditional bank loans are ideal for SMEs with a solid financial history, providing amounts from £5,000 to £250,000 over 12 to 60 months. These options are perfect for purchasing inventory and managing payroll. Learn more about our business loans for small businesses.

Traditional Bank Loans

Traditional bank loans require SMEs to have at least two years of trading history and good credit scores. Interest rates range from 3% to 12% annually, with decisions typically made in 1-2 weeks. Retailers often use these loans to buy additional stock for peak seasons. Explore our loan options for detailed terms and applications.

Invoice Financing

Invoice financing accelerates cash flow by providing up to 90% of invoice value, making it indispensable for B2B businesses. Decisions are made within 24-48 hours. Discover our efficient invoice financing solutions.

Invoice Financing

Invoice financing suits businesses with outstanding invoices needing quick cash flow improvement. Rates range from 2% to 5% of invoice value, with fund availability often within 48 hours. Sectors like technology and professional services use these to manage ongoing projects and cash flow. Check out our finance options tailored for your sector.

Merchant Cash Advances

Merchant cash advances provide £2,500 to £300,000 based on card sales, perfect for businesses experiencing temporal cash shortages. Learn more about cash advance solutions.

Merchant Cash Advances

Merchant cash advances are tailored for businesses with consistent credit card sales. Payback occurs automatically as a percentage of daily sales. The decision process can be as fast as 1-3 days. Hospitality sectors use them to cover staff costs during off-peak seasons. Discover our merchant advance options.

What is a 70k Working Capital Loan?

Application Process Explained

Applying for working capital loans involves providing financial documentation and identification. Traditional bank loans demand detailed plans, while invoice and merchant advances have simpler processes with faster decisions. Learn more about application requirements through our business finance guide.

Regulatory and Compliance

Working capital lending practices are regulated by the Financial Conduct Authority (FCA) to ensure transparency. Lenders must adhere to anti-money laundering regulations and clear term disclosures. Explore our trusted lending processes on working capital options.

Borrowing Capacity Insights

The amount businesses can borrow depends on creditworthiness and revenue history. Typical loan amounts range from £2,500 to £300,000. With factors like business type affecting rates, explore competitive borrowing options and more at our loan calculator.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on my loan application?

What are the interest rates for working capital loans?

What are the eligibility requirements for a working capital loan?

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^70k Working Capital Loans Get Approved Today

What are the ^benefits of 70k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 70k Working Capital Loans?

Traditional Bank Loans

Traditional Bank Loans

Invoice Financing

Invoice Financing

Merchant Cash Advances

Merchant Cash Advances