FINANCE OPTIONS

Compare Private Debt Finance Options For £800k Needs

800k Private Debt Finance gives UK businesses the ability to secure substantial funding from non-bank lenders. This form of finance is designed with flexibility, letting companies tailor borrowing to their needs. Whether you want to expand your operations, refinance, or boost working capital, private debt can deliver the large sums and adaptable terms that standard bank loans often cannot offer. Key benefits include tailored solutions, increased access to capital, and a quicker application process – all aimed at helping businesses achieve their ambitious growth plans.

Private Debt Finance

Secure up to £1,000,000 in Private Debt Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Benefits Of Private Debt Finance

Private debt finance stands out for its ability to offer significant and flexible funding to businesses in the UK. Compared to many conventional loans, businesses can access larger amounts, enjoy more customisable terms, and benefit from streamlined application and decision-making processes. Rates are determined by your business’s financial profile, and decisions are often delivered within weeks.

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Customised Solutions
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Access To Capital
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Quicker Decisions

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types Of Private Debt Finance

Mezzanine Finance

Mezzanine finance offers mid-sized to large businesses in the UK the flexibility to raise between £500,000 and £10,000,000 for expansion or major projects. It often combines loans and equity features, suiting firms with strong plans needing capital beyond standard loans.

Mezzanine Finance

Mezzanine finance is suitable for businesses with robust cash flow and growth ambitions. The process starts with consultation and due diligence, followed by negotiation and funds release. Terms typically range from 36 to 84 months, with 8% to 15% annual interest rates and possible equity participation. This option is frequently used for expansion, acquisitions, or significant capital expenditure, mainly in sectors like construction or technology.

Unitranche Financing

Unitranche financing supports established SMEs with strong revenue, enabling them to access £5,000,000 to £50,000,000 through a single, flexible loan agreement, often used for refinancing or M&A activity.

Unitranche Financing

Unitranche loans combine senior and subordinated debt into one simplified facility, offering streamlined funding for businesses with steady revenue. After agreeing to indicative terms, a thorough due diligence follows, leading to a single agreement. Loans are offered for 24 to 60 months with annual rates of 6% to 10%. This type is popular for leveraged buyouts or mergers in industries such as healthcare or energy.

Senior Debt

Senior debt is designed for creditworthy UK businesses that have substantial assets and require amounts from £1,000,000 to £20,000,000. It typically offers lower rates and is suitable for working capital, asset purchase, or general use.

Senior Debt

Businesses applying for senior debt provide detailed financial statements and demonstrate a strong track record. This lending involves submitting financials, business plans, and an asset evaluation. Loans run for 12 to 60 months at annual rates of 3% to 8%. It’s especially suitable for sectors like logistics or manufacturing that benefit from competitive asset-based lending.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How To Get 800k Private Debt Finance With Funding Agent

Submit Initial Inquiry

Contact Funding Agent with your funding requirements by completing our online application form. We will assess your needs and identify the most suitable private debt lenders for your business.

Prepare Documentation

Collaborate with our team to gather financial statements, business plans, and company details for a thorough lender review.

Receive and Compare Offers

Funding Agent presents offers from accredited lenders for you to compare and choose the best fit for your circumstances.

Compare 800k Private Debt Finance Options

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

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