FINANCE OPTIONS

800k Property Development Finance - Get a Quote

£800k Property Development Finance is a loan of £800,000 that helps you fund the costs of building or renovating property. It’s a useful way to get the money you need upfront to develop real estate without paying everything out of pocket. If you're thinking about starting a project, it’s worth exploring your finance options.

Property Development Finance

Secure up to £1,000,000 in Property Development Finance with Funding Agent.

  • Fastest and easiest application process
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  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 800k Property Development Finance?

800k Property Development Finance is a specialized funding solution that provides developers with the necessary capital to undertake significant property projects. This finance option is particularly beneficial for acquiring land, construction costs, and meeting other related expenses. By securing £800,000, developers can effectively manage their cash flow, mitigate risks, and ensure timely project completion, ultimately enhancing profitability in the real estate market.
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Quick financing access
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Supports large projects
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Flexible repayment options

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What are the different types of 800k Property Development Finance?

Senior Debt Finance

A loan given by a lender as the primary funding source, secured against the property.

Senior Debt Finance

Senior debt finance is typically provided by banks or specialist lenders, secured with a first charge on the property. It covers most of the project's cost, up to around 70-80% of the total development value, with lower interest compared to other funding types.

Mezzanine Finance

A secondary loan that bridges the gap between senior debt and equity, usually at higher interest rates.

Mezzanine Finance

Mezzanine finance fills the funding gap between senior debt and developer equity. It's riskier for lenders, so it comes with higher interest rates. It is usually secured by a second charge and helps developers reduce their upfront investment.

Joint Venture (JV) Finance

A partnership where the financier provides funding in exchange for an equity share in the development.

Joint Venture (JV) Finance

Joint Venture finance involves a funding partner investing capital in return for an equity stake. Both parties share profits (and risks), making it ideal for developers lacking large deposits or seeking to leverage expertise and resources of the JV partner.

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What is 800k Property Development Finance?

Types of 800k Property Development Finance

For an £800k property development, main finance options include senior debt (primary loans for land and construction, secured against the property), mezzanine finance (a secondary loan to boost available funds, higher interest), and joint venture (JV) funding (a partnership where a funder provides capital in exchange for profit share or equity).

How Funding is Provided and Repaid

Development finance is usually released in tranches as the project progresses, with staged drawdowns after each build phase is completed and certified. Interest may be rolled up (paid at the end) or serviced monthly, and is only charged on money drawn down, not the total facility.

Typical Loan Structure and Costs

For an £800k loan, lenders often offer up to 70% of the final value or 90% of build costs, requiring the developer to provide some equity. Major banks, non-bank lenders, and private funders are all options, each with varying rates, red tape, and speed. Costs also depend on risk, lender type, and whether mezzanine or JV components are included.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

How much can I borrow with £800k property development finance?
Is £800k property development finance suitable for new developers?
What are the typical costs and fees for £800k property development finance?
How is £800k property development finance repaid?

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