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Get Your £800k Property Development Loan Today

A £800k Property Development Loan is money you borrow, up to £800,000, to help pay for building or fixing properties to sell or rent later. If you’re thinking about developing a property, this kind of loan can give you the boost you need to get started. Interested in learning how it could work for you?

Property Development Loan

Secure up to £1,000,000 in Property Development Loan with Funding Agent.

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  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of £800k Property Development Loan?

An £800k Property Development Loan provides substantial capital enabling developers to finance large-scale property projects. It supports the acquisition, construction, and development phases, helping to cover costs efficiently. This loan facilitates project growth and completion with flexible repayment plans tailored to development timelines, ensuring smoother cash flow management.
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Large funding amount
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Supports project growth
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Flexible repayment terms

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What are the different types of £800k Property Development Loan?

Senior Debt Loan

A primary loan secured against the development, typically covering most of the build cost.

Senior Debt Loan

Senior debt loans are the main source of funding for property development, usually secured against the project. They have priority for repayment over other debts and typically cover up to 70-80% of total development costs.

Mezzanine Finance

A secondary loan that fills the gap between the developer's equity and senior debt.

Mezzanine Finance

Mezzanine finance is a hybrid of debt and equity financing, used to top up funding when the senior loan doesn’t cover all costs. It is riskier for lenders, so it charges higher interest and sits behind senior debt in repayment priority.

Bridging Loan

A short-term loan to quickly access funds before securing long-term finance or sale.

Bridging Loan

Bridging loans provide fast, short-term funding (usually up to 12-18 months) for property development projects. They are often used to cover costs until a longer-term loan is arranged or the property is sold, but usually have higher interest rates.

Typical Funding Journeys on Funding Agent

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What is a £800k Property Development Loan?

Purpose and Use

An £800k property development loan is a short-term loan used to finance the purchase of land and construction or refurbishment of a building. It supports the development process by covering part of the land cost and up to 100% of the build costs.

Loan Terms and Requirements

These loans typically range from £150,000 to £300 million, with terms from 9 to 48 months and interest rates of 8% to 14%. Borrowers usually need to provide a 20-40% deposit, and the loan is repaid by selling the completed project or refinancing.

Loan Structure and Financing Phases

Development finance is often divided into two phases: land acquisition and construction funding. Payments are made in stages based on project progress monitored by an independent surveyor. The financing structure may include senior debt loans, mezzanine finance, and borrower equity.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

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