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£800K Unsecured Business Loans - Apply Now

£800K Unsecured Business Loans are business loans up to £800,000 that don’t require you to put up any asset as security. They’re a flexible way to get the funding you need without risking your property or equipment. Interested in learning how this could help your business grow? Let’s chat!

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of £800K Unsecured Business Loans?

£800K Unsecured Business Loans provide businesses with essential funding without the need for collateral. This financial solution enables quick access to significant capital, promoting growth and allowing investments in equipment, staff, or expansion projects. Such loans are particularly beneficial for startups and small businesses seeking to enhance their operations without risking their assets.
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Quick access to funds
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No collateral required
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Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of £800K Unsecured Business Loans?

Term Loans

Fixed-sum loans repaid over a set period, without security against business assets.

Term Loans

Unsecured term loans offer a lump sum up to £800K with fixed repayments over 1-5 years. No collateral required, but approval relies on creditworthiness and business performance. Suitable for significant investments or expansion.

Revolving Credit Facilities

Flexible credit lines allowing businesses to draw funds as needed, up to a set limit.

Revolving Credit Facilities

Revolving credit facilities allow businesses to borrow, repay, and re-borrow funds up to a maximum limit. Interest is paid on the amount drawn, making it ideal for managing cash flow or unexpected expenses, without requiring collateral.

Merchant Cash Advances

Funding based on future card sales, repaid as a percentage of daily sales.

Merchant Cash Advances

Merchant cash advances provide fast funding based on projected card sales, with repayments automatically deducted as sales are made. No asset collateral is needed, but costs can be higher than other loan types.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is an £800K unsecured business loan?

No Collateral Required

£800K unsecured business loans do not require the business to put up assets like property or equipment as security. Approval is mainly based on your business’s financial health, creditworthiness, and cash flow.

Faster and Easier Access to Funds

Because there’s no collateral involved, these loans typically offer quick approval and less paperwork compared to secured loans. This makes them a popular choice for businesses needing large sums quickly for various needs like expansion or operational costs.

Higher Costs and Stricter Requirements

Due to the lack of security for the lender, unsecured loans like these often come with higher interest rates and require strong credit history and financials. Eligibility focuses on your business’s cash flow, revenue, and credit score.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What are the eligibility criteria for a £800K unsecured business loan in the UK?
Is collateral required for a £800K unsecured business loan?
Can businesses with poor credit get a £800K unsecured business loan?
What documents do I need to apply for a £800K unsecured business loan?

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