FINANCE OPTIONS

Compare Contract Finance Options Up To £850k

850k Contract Finance is a flexible funding solution that enables UK businesses to access up to £850,000 using secured customer contracts. By leveraging projected income from signed agreements, this option can help SMEs manage their cash flow more effectively. Key advantages include specific funding linked directly to contract values, terms shaped around your repayment ability, and support for growth. Many businesses use contract finance to bridge gaps between delivering work and receiving payments, ensuring operations run smoothly and opportunities are seized.

Contract Finance

Secure up to £1,000,000 in Contract Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits of Contract Finance

Contract finance provides immediate access to working capital by unlocking value from secured contracts. It offers competitive rates, structured repayment schedules, and flexibility. Businesses can reinvest in new opportunities, manage operational costs, and reduce financial uncertainty tied to customer payment cycles.

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Improved Cash Flow
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Growth Enablement
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Risk Mitigation

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Contract Finance Available

Contract Hire Finance

For UK SMEs with fixed-term contracts and reliable income streams, offering funding from £100,000 to £500,000 over 6 to 36 months. Decision times are usually 1 to 3 weeks.

Contract Hire Finance

Contract Hire Finance enables businesses to fund essential equipment or deliveries needed to fulfil contract obligations. After submitting contract and financial details, the lender reviews contract value and business performance before approving. Sectors like construction and manufacturing benefit, where upfront capital is vital for delivering goods or services and maintaining strong client relationships.

Contract Factoring

Ideal for SMEs with strong receivables and contracts, typically providing £50,000 to £300,000 over 3 to 12 months. Decisions are made within 1 to 2 weeks.

Contract Factoring

Contract Factoring allows businesses to release funds held in outstanding invoices secured by contract. SMEs often use this to bridge working capital shortages while waiting for milestone payments. The lender advances a portion of invoice value, supporting sectors such as professional services and IT consultancy, particularly when contract terms mean long waits for payment.

Milestone Payment Finance

Designed for contracts with staged payments, offering £75,000 to £750,000. Terms vary depending on contract duration; funding is typically approved in 2 to 4 weeks.

Milestone Payment Finance

Milestone Payment Finance helps businesses stay operational between contract milestones. Funds are released as each agreed milestone in the contract is completed and verified. This finance suits industries like engineering and bespoke manufacturing, where payment schedules align closely with the progress of contract delivery and project completion.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How To Access Contract Finance With Funding Agent

Submit Contracts

Upload signed contracts, financial statements, and company details through the secure online application form to get started.

Get Matched

Receive tailored offers from lenders experienced in contract finance, based on the details of your business and contracts.

Select Offer

Choose the offer that best fits your needs, complete the lender agreement, and unlock funding tied to your contracts.

Compare 850k Contract Finance Options

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What is the typical borrowing range for 850k Contract Finance?
How long does it take to access funds?
What interest rates and fees apply to contract finance?
What types of contract finance are available for my business?

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