Compare ^{Peer-to-Peer Business Loan} Options Up To £850k

Fixed-rate P2P loans are ideal for businesses needing £25,000 to £500,000 over 12 to 60 months. Applicants should have a minimum of 2 years of trading and a strong credit profile. The fixed interest, typically between 5% and 12%, assists with budgeting, providing financial certainty for long-term projects, capital investment, or expansion plans. Commonly used in sectors like manufacturing, technology, and retail.

Variable-rate P2P loans range from £50,000 to £750,000, lasting 6 to 48 months. Decision-making typically takes 3 to 5 days, and rates start from 4%—fluctuating with market conditions. These loans help manage operating costs or unexpected expenses, adapting to seasonal or cash flow changes. They’re suitable for sectors such as hospitality or wholesale.

With invoice financing through P2P lenders, businesses can access £10,000 to £250,000 for 1 to 12 months, at rates from 2% to 6% plus fees. Decisions can be made within two days. This loan uses outstanding invoices as collateral to quickly bridge cash flow gaps, supporting sectors where client payments are received on delayed terms, like construction or professional services.