Compare ^{Professional Practice Loan} Options Up To £850k

Working Capital Loans help regulated practices like law or accountancy firms with at least two years of trading history to stay financially resilient. With rates between 5% and 10% APR and a typical decision time of 1 to 2 weeks, these loans cover payroll, bills, and other running costs. Lenders assess cash flow needs, financial statements, and creditworthiness to ensure the practice receives the appropriate facility.

Practice Acquisition Loans are tailored for growth through acquisition. After an in-depth valuation of the target firm and submission of a robust business plan, loans are typically available for 24 to 84 months. Rates generally range from 4% to 8% APR, with a 3 to 4 week decision process, making it ideal for expanding your practice client base without using vital cash reserves.

Equipment Financing helps practices modernise and remain competitive. With rates from 6% to 12% APR and terms up to 72 months, you can spread the cost of new equipment. Lenders require cost estimates, evaluate collateral, and base funding on your practice’s repayment capacity. This is especially valuable for dental and medical practices needing the latest technology.