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850k Property Development Finance - Get a Quote

£850k Property Development Finance is a type of loan that helps you cover the costs of building or improving a property, giving you the funds you need upfront so you can focus on the project. If you're thinking about developing a property, this could be the financial boost you need to get started.

Property Development Finance

Secure up to £1,000,000 in Property Development Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 850k Property Development Finance?

£850,000 Property Development Finance is an essential resource for developers looking to fund new projects or renovations. This level of financing enables substantial property investments, allowing developers to cover construction costs, purchase materials, and manage other associated expenses efficiently. Additionally, such financing options offer flexibility in terms of repayment, accommodating the varying timelines of property development projects.
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Large funding availability
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Supports property investment
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Flexible repayment options

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What are the different types of 850k Property Development Finance?

Senior Debt Finance

A primary loan secured against the property, usually up to 70-80% of the project cost.

Senior Debt Finance

Senior debt finance is the main loan for development, secured against the property and typically provides the bulk of required funds. It is repaid first in case of default, and usually covers up to 80% of costs, requiring the developer to provide the balance as equity.

Mezzanine Finance

A secondary loan that bridges the gap between senior debt and developer equity; carries higher risk and interest.

Mezzanine Finance

Mezzanine finance is a hybrid of debt and equity, used when developers need more funds than senior debt allows. It sits between senior debt and equity in repayment order, offers higher returns to investors, and typically fills up to 90% of the project cost.

Bridging Loans

Short-term funding used to cover immediate costs before long-term finance is secured or sales complete.

Bridging Loans

Bridging loans are short-term, interest-only loans, ideal for quick funding needs such as securing land or property before longer-term finance is in place. They typically last from a few months up to two years and carry higher interest rates due to the short-term risk.

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What is 850k Property Development Finance and how does it work?

Senior Debt Finance

Senior debt is the main loan for property development projects, usually covering 60-70% of the total cost. It is secured by the property and has lower interest rates compared to other options. The lender provides funds in stages as construction progresses.

Mezzanine Finance

Mezzanine finance offers extra funds by filling the gap between senior debt and the developer's money. It allows borrowing up to 85-90% of the project value, but carries higher interest rates. This is repaid after senior debt, helping developers leverage more without losing control.

Bridging Loans

Bridging loans are short-term loans used to quickly cover immediate costs, such as buying land or covering overruns, before long-term finance is in place. They are repaid when the main financing or sales are completed.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What is £850k property development finance used for?
Can SME housebuilders access £850k property development finance?
What are the costs and fees for £850k property development finance?
How do I qualify for £850k property development finance as a first-time developer?

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