FINANCE OPTIONS
900k Development Finance – Get Approved Now
£900k Development Finance is a loan of £900,000 specifically used to fund building or property development projects. It's a way to get the money you need to start or complete construction work. If you're thinking about developing a property, this could be the right financial boost for you.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 900k Development Finance?
900k Development Finance provides vital funding for property developers to complete renovation, construction, or acquisition projects. With a loan amount of up to £900,000, it allows for flexible financing that can adapt to various project needs, ensuring developers can seize opportunities quickly and efficiently. This finance option helps to overcome cash flow challenges, enabling timely project completion and potentially higher returns on investment.
Flexible funding options
Support for property developers
Quick access to capital
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What are the different types of 900k Development Finance?
Senior Debt Finance
A primary loan secured against the development, usually from a bank or specialist lender.
Mezzanine Finance
A hybrid loan that sits between senior debt and equity, often with higher risk and returns.
Equity Investment
Direct investment in exchange for an ownership stake, rather than a loan.
What is 900k Development Finance?
Core Structure of 900k Development Finance
900k Development Finance is a type of short-term funding—usually ranging from 12 to 36 months—provided to property developers for residential, commercial, or mixed-use projects. The typical loan can go up to £900,000 and is structured to match the project’s progress, with funds drawn down in stages as construction milestones are met. Repayment usually happens through the sale or refinancing of the finished project.
Capital Stack: Senior Debt, Mezzanine Finance, and Equity Investment
Financing for development projects is often layered: senior debt (the main, secured loan, usually covering 50–70% of project cost), mezzanine finance (an extra, riskier loan to fill the funding gap, often with higher interest and some equity-like features), and equity investment (the developer’s or investors’ own money, usually 10–20% of the cost). For a £900k project, the funding is typically structured with these elements working together.
Key Criteria, Costs, and Repayment
Lenders assess factors like the developer’s experience, planning permissions, project viability, and an exit (repayment) strategy. Costs include rolled-up interest (often 6–12% per year), arrangement and exit fees, plus legal and valuation costs. Having a clear exit plan—either selling the finished units or refinancing—is critical for securing this type of finance.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
How much can I borrow with 900k development finance?
What are the typical fees for a 900k development finance loan?
What paperwork is required for a 900k development finance application?
Can I get 100% finance for a 900k development project?
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