FINANCE OPTIONS

Compare Private Debt Finance Options For 900k Loans

900k Private Debt Finance provides UK businesses with access to non-bank loans, typically from private lenders or institutional investors. This type of finance is ideal for companies seeking flexible alternatives to traditional bank borrowing, often to fund growth, acquisitions, or large projects. Businesses opt for private debt finance for its tailored solutions, faster decision-making, and the opportunity to secure higher funding amounts — advantages that can be particularly useful when conventional routes may not offer the right fit or speed required. For a list of providers, see the best debt finance lenders in the UK.

Private Debt Finance

Secure up to £1,000,000 in Private Debt Finance with Funding Agent.

  • Fastest and easiest application process
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  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Key Benefits Of Private Debt Finance

Private debt finance offers access to substantial funding with flexibility and speed. Whether your business requires bespoke loan terms or needs to move quickly on strategic opportunities, this form of finance can provide support tailored to your goals, helping you stay competitive and agile in today’s market.

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Tailored Solutions
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SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types Of Private Debt Finance

Senior Debt

Senior debt is available to established SMEs with solid trading history and stable earnings. Borrow amounts from £500,000 to £5 million, typically over 12 to 60 months, with rates from 6% to 12% APR.

Senior Debt

Senior debt suits businesses aiming for growth, asset acquisition, or refinancing. Approval usually takes 2 to 4 weeks following application review and due diligence. This structure offers efficient access to long-term growth capital and is commonly used in asset-heavy sectors such as manufacturing, healthcare, and technology. Explore asset acquisition options that support business growth.

Mezzanine Finance

Mezzanine finance targets medium-sized UK firms with growth potential. Typical amounts range from £1 million to £10 million, with terms between 24 and 84 months and interest rates of 15% to 20% IRR.

Mezzanine Finance

This option is often used for transactions like management buyouts or acquisitions. The process includes detailed financial analysis and tailored agreements, with decisions in 3 to 6 weeks. Sectors such as retail, hospitality, and construction benefit from mezzanine finance for capital-intensive projects.

Unitranche Financing

Unitranche suits growing businesses seeking flexibility, with loans from £2 million to £50 million. Terms run from 36 to 84 months and offer blended rates of 7% to 15%.

Unitranche Financing

Combining senior and junior debt into a single facility, unitranche finances large-scale expansions and acquisitions. The streamlined process includes integrated due diligence and fast approvals within 4 to 8 weeks. Common sectors supported include technology, media, and energy.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How To Access Private Debt Finance

Submit Online Inquiry

Start by providing essential business details and financing requirements using Funding Agent’s easy online application form.

Receive Matched Offers

Our platform matches your business with suitable lenders, presenting you with tailored offers specific to your funding needs.

Choose and Apply

Select the preferred offer and complete a formal application directly to the chosen lender for final approval and funding.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

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