FINANCE OPTIONS

^90k Working Capital Loans Apply Now

Q: How much can I borrow with a working capital loan?

You can borrow between £5,000 to £500,000, depending on business revenue and creditworthiness.

Q: How quickly can I get an initial decision?

Initial decisions are typically made between 24 hours and 2 weeks, based on application completeness.

Q: What are the typical interest rates on working capital loans?

Rates range from 3% to 25% APR, influenced by credit score, loan amount, and term length.

Q: What are the eligibility requirements for working capital loans?

Eligibility can vary, but often requires a proven trading history, stable financial performance, and industry-specific conditions.

A £90,000 working capital loan from Funding Agent provides UK SMEs with vital financial support to effectively manage essential business operations such as payroll, inventory procurement, and day-to-day expenses. This tailored funding solution helps businesses overcome cash flow fluctuations, ensuring continuous operational stability and growth opportunities.

Secure up to £90,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £90,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 90k Working Capital Loans?

These loans offer several advantages, including flexible repayment terms tailored to your cash flow, and often do not require fixed assets as collateral. With decision timescales ranging from 24 hours to 2 weeks, businesses can expect funds within 5 business days post-approval. Learn more about how our working capital solutions can support your operations.

Quick access to funds

Improves cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 90k Working Capital Loans?

Bank Overdrafts

Bank Overdrafts are accessible for businesses with a stable account and good credit history, typically offering up to £100,000 with annual reviews. Explore detailed insights on overdraft facilities for seamless cash flow management.

Bank Overdrafts

For businesses needing quick cash flow solutions, Bank Overdrafts offer amounts up to £100,000. With an annual review term and interest rates ranging from 3% to 7% above base rates, they are ideal for managing unexpected expenses. Discover the benefits of utilizing overdrafts in varying sectors.

Invoice Financing

Invoice Financing enables you to receive up to 90% of your invoice value, typically between £10,000 and £500,000, within 24 to 72 hours. Suitable for services in industries with long payment cycles. Find out about our invoice finance solutions.

Invoice Financing

Ideal for manufacturing companies, Invoice Financing offers rapid funds by leveraging unpaid invoices, providing up to 90% of their value at competitive rates of 1% to 3% of invoice value per month. Sector-specific benefits can be explored further in our financial guides.

Merchant Cash Advances

Merchant Cash Advances provide £5,000 to £300,000 with repayment through daily card sales, suitable for businesses with at least £5,000 in monthly sales. Explore how merchant advances can drive your business forward.

Merchant Cash Advances

Hospitality businesses benefit most from Merchant Cash Advances, which offer flexible repayments aligned with daily card sales, making them ideal for seasonal activity boosts. Learn more about the advantages of such strategic funding solutions through our merchant cash advance guide.

What is a 90k Working Capital Loan?

Application Processes

The application process for working capital loans is straightforward, typically involving online forms and submission of financials. Decision time varies from 24 hours to 2 weeks, providing efficiency in addressing cash needs. Discover our expert guidance on application processes.

Regulatory Compliance

UK working capital loans are regulated by the FCA, ensuring compliance with consumer credit laws. This secure framework mandates transparent term disclosures to SMEs. Explore more about regulations through our dedicated compliance resources.

Borrowing Capacity

Businesses can secure loans from £5,000 to £500,000, influenced by factors like revenue and creditworthiness. Typical interest ranges from 3% to 25% APR. Understand your capacity and benefit from strategic financial insights by visiting our borrowing guide.

Get Funding For your business

Generate offers

FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get an initial decision?

What are the typical interest rates on working capital loans?

What are the eligibility requirements for working capital loans?

DIVE DEEPER

August 20, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

Find all our resources

^90k Working Capital Loans Apply Now

What are the ^benefits of 90k Working Capital Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 90k Working Capital Loans?

Bank Overdrafts

Bank Overdrafts

Invoice Financing

Invoice Financing

Merchant Cash Advances

Merchant Cash Advances