FINANCE OPTIONS

^950k Asset Refinance – Get a Quote

Q: What is the typical amount I can borrow with 950k asset refinance?

You can typically borrow between £10,000 and £2,000,000, depending on the type and value of the assets you offer as security and the financial health of your business.

Q: How quickly can funds be available after applying?

Funds are usually available within one to four weeks, depending on the complexity of asset valuations, the speed of documentation, and lender processes.

Q: What interest rates and fees apply to asset refinance?

Interest rates usually range from 3% to 11% APR. Additional fees may include valuation, arrangement, and legal costs, depending on the lender and deal structure.

Q: What assets are suitable for refinance?

Assets suitable for refinance include owned commercial vehicles, high-value machinery, and commercial property, provided you can demonstrate clear ownership and asset value.

950k Asset Refinance enables UK businesses to access funds tied up in high-value assets by using them as security for a loan. This finance option allows you to boost cash flow, consolidate debts, or invest in growth without selling vital business equipment, vehicles, or property. By leveraging existing assets, you retain ownership while benefiting from more favourable rates and repayment terms compared to most unsecured borrowing. Asset refinance can be a practical route for SMEs seeking flexibility and efficient access to business funding.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Asset Refinance

Asset refinance gives business owners an opportunity to unlock value from their assets on competitive terms. With rates from 3% APR, decision times as fast as two days, and tailored repayment options, it is designed for companies seeking efficient access to working capital or growth funds while retaining asset ownership.

Improves cash flow

Increases investment potential

Lower interest rates

SCALE YOUR BUSINESS TO NEW HEIGHTS

Asset Refinance Types

Vehicle Refinance

Secure finance against your business vehicles, allowing you to release cash for upgrades or working capital. Typical loans range from £10,000 to £500,000 over 12 to 60 months.

Vehicle Refinance

Vehicle refinance lets businesses harness the equity in vans, trucks, or fleets that they already own. After providing vehicle details and valuations, lenders offer refinancing based on the asset's value and your business profile. Sectors such as logistics and transportation can benefit from timely cash injections for fleet upgrades or operational needs. Decisions typically take 2 to 7 days, with rates from 3% to 10% APR.

Equipment Refinance

Use valuable machinery or technology as security to gain funds for expansion, new projects, or cash flow management. Loans range from £20,000 to £750,000 for 12 to 48 months.

Equipment Refinance

Equipment refinance allows business owners to unlock capital by leveraging machinery or equipment with clear titles. The process involves asset valuation and financial assessment, making this a viable option for manufacturers and agricultural firms. Sector examples include construction firms unlocking machinery equity to invest in new contracts. Decisions are usually reached within 5 to 10 days, and rates start from 4% APR.

Property Refinance

Release equity from owned commercial properties for business debt consolidation or operational investments. Typical finance amounts range from £50,000 to £2,000,000.

Property Refinance

Property refinance is ideal for companies with significant commercial property holdings and no large existing charges. Following a property valuation and review of financial documentation, lenders can offer refinance to enable investment in business growth. This process helps fund expansion without the need to sell property. Decisions may take 2 to 4 weeks, and terms can last up to 180 months with variable rates from 3% APR.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Asset Refinance via Funding Agent

Submit Asset Details

Provide information about your assets, such as type, value, and ownership status, to start your online application form and help lenders assess your needs quickly.

Receive Offers

We match your requirements with lenders who then make tailored refinancing offers. Review the proposals, examining terms and rates suitable for your business.

Choose and Finalise

Select the refinancing offer that works best for your circumstances. Negotiate terms if needed, then finalise the agreement to unlock funds efficiently.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical amount I can borrow with 950k asset refinance?

How quickly can funds be available after applying?

What interest rates and fees apply to asset refinance?

What assets are suitable for refinance?

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June 24, 2025

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^950k Asset Refinance – Get a Quote

Key ^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Asset Refinance Types

Vehicle Refinance

Vehicle Refinance

Equipment Refinance

Equipment Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent