FINANCE OPTIONS

^Alternative Finance for Accountancy Firms

Q: How much can accountancy firms borrow through alternative finance?

Accountancy firms can borrow between £5,000 and £500,000 through alternative finance, depending on their turnover, credit score, and other specific criteria. We provide options that cater to varied financial needs.

Q: How quickly can accountancy firms receive funding?

Initial funding decisions are typically made within 1 to 5 business days, with some finance solutions offering funds in as little as 24 hours after approval. We streamline processes to facilitate quick access to funds.

Q: What are the typical interest rates for alternative finance?

Typical interest rates range from 3% to 15% APR for most products, whereas merchant cash advances use factor rates between 1.2 to 1.5. Rates depend on credit history and business performance.

Q: What eligibility criteria are required for alternative finance?

Eligibility varies; generally, UK-based firms with one year of trading and reliable income meet requirements for most products. Specific criteria might include trading history and invoice value for select products.

Alternative finance for accountancy firms encompasses diverse financial solutions such as peer-to-peer lending, invoice financing, and merchant cash advances. These provide flexible funding options to aid in cash flow management, business expansion, and handling operational needs. Our platform specialises in offering customised financial aids promptly, enhancing the agility of your firm.

Alternative Financing

Secure up to £1,000,000 in Alternative Financing with Funding Agent.

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Loan disbursed within 24 hours
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What are the ^benefits of Alternative Finance for Accountancy Firms?

The primary benefit of alternative finance is the flexibility it offers. With quicker approval times and less stringent eligibility requirements compared to traditional banks, accountancy firms can access sums ranging from £5,000 to £500,000, often within a short period like 24 hours post-approval. Our services ensure competitive rates and advocacy for responsible borrowing.

Improved cash flow

Access to diverse funding

Flexibility in financing options

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Alternative Finance for Accountancy Firms?

Peer-to-Peer (P2P) Lending

P2P lending allows UK accountancy firms with a solid trading history to borrow between £5,000 and £500,000 over 6 to 60 months.

Peer-to-Peer (P2P) Lending

P2P lending features interest rates from 3% to 15% APR and typical decision times within 1 to 5 business days. It is ideal for firms seeking expansion or updates, providing opportunities for upgrades in operations or client base enlargement. Our tailored P2P lending solutions cater specifically to the dynamic requirements of accountancy firms.

Invoice Financing

Invoice financing lets accountancy firms leverage outstanding invoices to fill short-term cash flow gaps, covering up to 90% of invoice value.

Invoice Financing

This option includes fast approval within 24 to 48 hours and requires a fee of 1% to 3% monthly of invoice value. It is most suitable for firms with reliable clients waiting for payments. For firms dealing with substantial invoices, our invoice financing solution offers a reliable mechanism to manage cash flow efficiently.

Merchant Cash Advance

Merchant cash advances provide £5,000 to £200,000 to firms with consistent card revenue, lending based on performance over 6 to 12 months.

Merchant Cash Advance

This solution is advantageous for short-term needs, with funds available typically within a week. A fixed percentage of future sales is used for repayment, making it ideal for temporary marketing boosts or unexpected expenditures. Our expertise helps integrate these advances seamlessly into your financial planning.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

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Compare Options

Explore a variety of alternative finance options suitable for accountancy firms on our platform.

Submit Application

Fill out a simple application form, providing key business details and financial information.

Receive Funding

Upon approval, receive funds directly, allowing you to focus on your business needs.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can accountancy firms borrow through alternative finance?

How quickly can accountancy firms receive funding?

What are the typical interest rates for alternative finance?

What eligibility criteria are required for alternative finance?

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^Alternative Finance for Accountancy Firms

What are the ^benefits of Alternative Finance for Accountancy Firms?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Alternative Finance for Accountancy Firms?

Peer-to-Peer (P2P) Lending

Peer-to-Peer (P2P) Lending

Invoice Financing

Invoice Financing

Merchant Cash Advance

Merchant Cash Advance

Typical Funding Journeys on Funding Agent