FINANCE OPTIONS

Asset Finance ^Solutions

Q: How quickly can I get a decision on Asset Finance?

Typically, initial decisions on asset finance are made within 1 to 2 weeks, with funds available about one week after approval, subject to asset valuation and credit review.

Q: What borrowing amount can I expect with Asset Finance?

The borrowing amounts range from £5,000 to £1,000,000, depending on factors like creditworthiness, asset type, and business trade history.

Q: What are the typical interest rates for Asset Finance?

Interest rates for asset finance range from 4% to 12% APR, influenced by credit score, asset depreciation, and prevailing economic conditions.

Q: What are the eligibility requirements for Hire Purchase under Asset Finance?

For Hire Purchase, SMEs in the UK must have a good credit history and at least two years of trading history. The business should also be UK registered.

Asset finance is a type of lending that allows UK businesses to acquire equipment, vehicles, or other assets without needing to purchase them outright. It helps companies maintain cash flow while securing essential operational assets. This finance solution is perfect for businesses looking to optimise financial resources and access necessary equipment efficiently. With options like hire purchase and leasing, companies can choose tailored financing strategies.

Asset Finance

Secure up to £500,000 in Asset Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of asset financing?

Asset finance offers several advantages, including the preservation of working capital, potential tax benefits, and fixed-rate budgeting, making it a financially sound option. Companies can access the latest technology without large initial expenditures, allowing for easier cash flow management. Our expertise ensures quick decisions and competitive rates, with borrowing options from £5,000 to £1,000,000, facilitating various business needs.

Flexible funding options

Preserves working capital

Access to latest equipment

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the types of asset finance?

Hire Purchase

Hire Purchase is ideal for SMEs with good credit history, allowing for asset acquisition without full upfront payment. Typical amounts range from £5,000 to £500,000 with terms of 12 to 72 months.

Hire Purchase

For SMEs looking to acquire vehicles or machinery, Hire Purchase provides a strategic option. With interest rates between 4% and 10% APR and decision times of 1 to 2 weeks, businesses can effectively plan financial commitments. This type of finance supports long-term use and is widely used in manufacturing and logistics sectors.

Finance Lease

Finance Lease enables SMEs to lease IT equipment or office furniture, providing flexibility with amounts from £10,000 to £1,000,000 over 12 to 84 months.

Finance Lease

A flexible option for businesses, Finance Lease offers interest rates ranging from 5% to 12%, dependent on credit. Decisions are made within 2 to 3 weeks, suitable for tech startups and retailers leasing assets without initial capital. Our platform quickly adapts to varying needs and sector demands.

Operating Lease

Operating Lease is suited for short-term asset usage without ownership, with terms from 12 to 60 months, facilitating specialised equipment access.

Operating Lease

Best for short-term asset needs, Operating Leases cover full risk, often necessary for event management or construction firms. With variable amounts typically around £5,000 to £500,000, lease terms are negotiated based on asset specifics, offering a versatile solution for temporary technology or machinery access.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Apply for Asset Finance

Explore Options

Visit Funding Agent's platform to compare different asset finance solutions based on your business requirements.

Submit Application

Complete a simple application form highlighting your business details and desired asset.

Receive Funds

Once approved, liaise with the lender to finalize terms. Funds are typically available within 1 to 3 weeks.

Get Asset Financing for your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How quickly can I get a decision on Asset Finance?

What borrowing amount can I expect with Asset Finance?

What are the typical interest rates for Asset Finance?

What are the eligibility requirements for Hire Purchase under Asset Finance?

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May 2, 2025

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Asset Finance ^Solutions

What are the ^benefits of asset financing?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the types of asset finance?

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent