FINANCE OPTIONS

^Bridging Finance Ireland – Apply for Fast Funding

Q: What amounts can I borrow with Bridging Finance Ireland?

Borrowing amounts typically range from £25,000 up to £5 million. The exact amount available will depend on the value of your property or asset, the lender's criteria, and your business credit profile.

Q: How long does approval and funding take?

Initial decisions can be made in as little as 24 hours for some bridging loans. Depending on the complexity, funds may be available in 48 hours to 4 weeks, as valuation, legal, and documentation steps are completed.

Q: What interest rates and fees apply to bridging finance?

Interest rates usually range from 0.5% to 2% per month. Additional costs may include arrangement, legal, and exit fees. Actual rates depend on asset values, creditworthiness, and loan-to-value ratios.

Q: Are there different types of bridging loans?

Yes. Common types include closed bridging loans with a fixed exit strategy, open bridging loans for flexible timelines, and development bridging loans for property or refurbishment projects.

Bridging Finance Ireland provides a short-term lending solution for businesses seeking to bridge a funding gap. Designed primarily for UK SMEs, bridging finance offers quick capital by leveraging property or assets, making it an ideal choice for urgent transactions such as property acquisitions or supporting new ventures. Businesses choose bridging finance for its combination of speed, flexibility, and asset-backed borrowing, especially when conventional financing is too slow or unavailable. Its main benefits include rapid access to funds, adaptable terms, and the ability to unlock value from assets when it matters most.

Bridging Finance

Secure up to £1,000,000 in Bridging Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Bridging Finance Ireland

Bridging Finance Ireland offers distinct advantages for businesses needing short-term funding. Its flexible terms, quick approval process, and asset-based lending make it an attractive option for time-sensitive opportunities where speed and tailored structuring are vital. Typical rates range from 0.5% to 2% per month, with initial decisions as fast as 24 hours on some loan types.

Quick access to funds

Flexible loan terms

Supports property purchases

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Bridging Finance Available

Closed Bridging Loan

A closed bridging loan is for businesses with a set exit strategy, such as a signed agreement for a property sale. Terms are usually 1 to 12 months.

Closed Bridging Loan

Closed bridging loans are suitable when completion dates are guaranteed, allowing for structured repayments and lower risk to the lender. Typical amounts range from £25,000 to £2 million, with interest rates from 0.5% to 1.5% per month. The application process includes valuation, offer, and legal checks, with decisions possible within 48 hours.

Open Bridging Loan

Open bridging loans cater to situations where the repayment route is not yet fixed, suitable for businesses with strong assets but uncertain timelines.

Open Bridging Loan

This type is ideal for businesses planning to secure future funding, such as waiting for a sale or investment. Loans range from £50,000 to £3 million over 1 to 18 months, with interest rates from 0.65% to 2% per month. Approvals can take up to 2 weeks, depending on asset evaluation and documentation.

Development Bridging Loan

Development bridging loans fund the early stages of property projects or refurbishments, supporting UK developers needing upfront capital.

Development Bridging Loan

These loans require planning permissions and contracts, making them well-suited for property developers and renovators. Amounts range from £75,000 to £5 million, terms from 3 to 24 months, and interest rates from 0.75% to 1.25% per month. The process involves submitting a project plan, followed by valuation and legal checks.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Bridging Finance Ireland

Check Eligibility

Review your business circumstances and assets to ensure you meet the requirements for a bridging loan by submitting an online application form before moving forward.

Compare Options

Utilise Funding Agent’s platform to view lenders and loan terms side by side, helping you identify the most suitable bridging finance.

Submit Application

Complete the necessary documentation and forms on the platform, starting the quick funding process with step-by-step support.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What amounts can I borrow with Bridging Finance Ireland?

How long does approval and funding take?

What interest rates and fees apply to bridging finance?

Are there different types of bridging loans?

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June 30, 2025

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Loans from

£1000
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^Bridging Finance Ireland – Apply for Fast Funding

Key ^Benefits of Bridging Finance Ireland

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Bridging Finance Available

Closed Bridging Loan

Closed Bridging Loan

Open Bridging Loan

Open Bridging Loan

Development Bridging Loan

Development Bridging Loan

Typical Funding Journeys on Funding Agent