FINANCE OPTIONS

^Business Loans for D2C Brands - Apply Now

Q: What types of business loans are suitable for D2C brands?

Revenue-based finance and short-term loans are common for D2C brands, offering flexible funding based on revenue and sales performance.

Q: How can business loans help D2C brands grow?

Loans can fund marketing, inventory, tech upgrades, customer experience, and market expansion, providing cash flow to scale operations.

Q: What are eligibility criteria for D2C business loans?

D2C brands need a UK-registered business, website, regular card sales, and UK-based directors. Some loans require good credit and trading history.

Q: How are repayments managed for D2C business loans?

Repayments are often a fixed amount or a percentage of sales, matching your cash flow. Terms and rates vary by lender.

Business loans for D2C (Direct-to-Consumer) brands are funds that businesses borrow to help grow their operations, like buying inventory or marketing their products, without going through middlemen. If you're running a D2C brand, getting a business loan can give you the boost you need to take your brand to the next level. Curious about what options might work best for you? Let's explore them together!

Secure up to £500,000 in with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of Business Loans for D2C Brands?

Business loans for D2C (Direct-to-Consumer) brands are essential for managing operational costs, expanding product lines, and increasing marketing efforts. These loans provide necessary capital that enables these brands to enhance customer engagement and strengthen their market presence, facilitating growth in a competitive landscape.

Increased cash flow

Flexible repayment options

Boosts brand growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Business Loans for D2C Brands?

Working Capital Loans

Short-term loans to manage daily operational expenses.

Working Capital Loans

Working capital loans help D2C brands cover short-term liabilities or operational costs, like payroll or marketing campaigns, ensuring smooth business operations during cash flow gaps.

Revenue-Based Financing

Loans repaid as a percentage of future sales or revenues.

Revenue-Based Financing

Revenue-based financing allows D2C brands to access capital quickly, repaying the loan as a fixed percentage of future sales, aligning repayment with revenue fluctuations and reducing financial strain.

Inventory Financing

Loans secured against inventory to fund stock purchases.

Inventory Financing

Inventory financing offers funds against unsold stock, letting D2C brands purchase more inventory to meet demand without cash flow disruption, especially useful before peak sales periods or new launches.

What are Business Loans for D2C Brands?

Types of Business Loans for D2C Brands

D2C brands can choose from various business loans such as working capital loans (to manage daily expenses), term loans (for growth or expansion), revenue-based financing (repayment as a percentage of sales), and invoice financing (advance against invoices). These options help brands meet operational needs and fund business growth.

Flexibility and Ownership Retention

Revenue-based financing and many unsecured business loans offer flexibility since repayment amounts adjust with sales volume. Importantly, these options do not require giving up any ownership (equity) in the business, allowing founders to retain full control while getting needed funds.

Tailored Financing for Business Needs

D2C brands can select loan products based on their unique scenarios—whether it's needing quick cash for inventory restock, covering gaps between sales and client payments, or handling seasonal swings in demand. This tailored approach helps brands stay agile and competitive.