FINANCE OPTIONS

Development Bridging Loans - Get a Quick Quote

Development Bridging Loans are short-term loans that help property developers quickly secure funding to start or complete a project while they wait for long-term financing or to sell the property. If you’re interested in learning more or need one, feel free to reach out for details!

Bridging Loans

Secure up to £1,000,000 in Bridging Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Development Bridging Loans?

Development Bridging Loans are short-term financial solutions designed to assist developers in financing real estate projects quickly. They bridge the gap when time-sensitive funds are necessary for property purchases or improvements, ensuring that projects can proceed without delays. These loans provide essential support in real estate development, especially when traditional financing may not be available or suitable.
black tick in a green circle
Quick financing
black tick in a green circle
Flexible terms
black tick in a green circle
Supports property development

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Development Bridging Loans?

Refurbishment Bridging Loans

Short-term finance used to fund property renovations before sale or refinancing.

Refurbishment Bridging Loans

Refurbishment bridging loans are used to cover costs associated with renovating or upgrading a property, making it suitable for resale or rental. Once work is complete, the loan is repaid through sale or long-term refinancing.

Ground-Up Development Bridging Loans

Loans designed to fund entirely new property developments from land purchase through build.

Ground-Up Development Bridging Loans

Ground-up development bridging loans provide short-term funding for purchasing land and constructing new buildings. They're typically repaid once the development is sold or refinanced with a traditional mortgage.

Exit Bridging Loans

Loans that allow developers to repay existing finance while awaiting sales or long-term funding.

Exit Bridging Loans

Exit bridging loans are used when a development is complete but sales are pending or a long-term loan is delayed. They help repay original development finance, giving more time to complete a sale or arrange refinancing.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a Development Bridging Loan?

What Are Development Bridging Loans?

Development bridging loans are short-term loans (usually up to 18 months) that help property developers or buyers quickly access funds to finance property projects or cover temporary cash flow gaps. These loans are secured against assets such as a property and are typically repaid when the property is sold, refinanced, or another longer-term finance solution is found.

Key Features and Benefits

There are three main types: Refurbishment Bridging Loans (for renovating or improving existing properties), Ground-Up Development Bridging Loans (to fund entirely new construction projects from land purchase to build), and Exit Bridging Loans (to repay development finance while waiting to sell completed properties or secure long-term funding).

Key Features and Benefits

Development bridging loans are fast to arrange, usually have flexible terms, and allow developers to seize market opportunities or resolve funding gaps quickly. Borrowers pay interest at the end of the loan, and the amount that can be borrowed is mostly based on the value of the property rather than the borrower's income.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What is a development bridging loan?
How much can developers borrow with a development bridging loan?
What sectors use development bridging loans?
How quickly can funds be accessed with a development bridging loan?

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..