FINANCE OPTIONS

Understanding E-commerce Financing

E-commerce financing is essential for online retail businesses looking to manage cash flow, invest in inventory, and scale operations effectively. Our solutions offer quick access to necessary funds, ensuring your business thrives in the competitive digital landscape. Typical use cases include purchasing inventory and funding marketing campaigns.

Secure up to £500,000 in Business loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the Benefits of E-commerce financing?

E-commerce financing ensures liquidity without the need to relinquish equity, providing quick access to funds and supporting business growth even amidst funding shortfalls. With borrowing amounts ranging from £5,000 to £500,000 and decision times as fast as 24 hours, our offerings are tailored to meet your unique needs. Benefit from competitive rates and efficient service.

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Improved cash flow
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Access to working capital
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Faster business growth

Different Types of E-commerce financing

Merchant Cash Advance

Merchant Cash Advances offer amounts from £5,000 to £300,000 with terms between 3 and 18 months. Available to businesses with minimum 6 months of card sales.

Merchant Cash Advance

With factor rates from 1.1 to 1.3, a Merchant Cash Advance can be decided within 24 to 48 hours. Perfect for purchasing inventory or marketing, it serves sectors like retail and hospitality, facilitating investments and expansions efficiently.

E-commerce Business Loan

The E-commerce Business Loan provides between £10,000 and £500,000, with terms from 6 to 60 months. Suitable for UK-based companies with at least one year of trading history.

E-commerce Business Loan

Offering rates from 6% to 15% APR, decisions on E-commerce Business Loans are usually made within 1 to 2 weeks. Ideal for long-term growth and tech upgrades, this loan supports sectors such as tech and manufacturing.

Invoice Financing

Invoice Financing allows access to up to 90% of invoice values, depending on turnover exceeding £50,000 annually. Terms align with invoice payment timelines.

Invoice Financing

With interest ranging from 1% to 4% per month, Invoice Financing decisions come within 24 to 72 hours. It's a critical solution for bridging cash flow gaps in industries like wholesale and services.

What is E-commerce financing?

Application and Decision Timelines

The application process for e-commerce financing involves submitting financial statements and business documentation, with decisions ranging from 24 hours to 2 weeks. Our streamlined approach ensures funds are available promptly post-approval.

Regulatory Compliance

All financial solutions we offer are authorised by the Financial Conduct Authority (FCA), guaranteeing fair lending and customer protection. Our expertise ensures strict adherence to these regulations.

Borrowing Capacity and Rate Details

Borrowing capacities range from £5,000 to £500,000, influenced by factors such as revenue and credit history. Rates typically vary between 6% to 15% APR, with specific costs based on business health and loan terms.

FAQ’S

How much can I borrow through E-commerce financing?
How quickly can I receive a decision on my financing application?
What are the interest rates for E-commerce financing?
What eligibility criteria must I meet for Invoice Financing?

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