FINANCE OPTIONS
Growth Guarantee Scheme for Charities and Social Enterprises – Apply Now
The Growth Guarantee Scheme for Charities and Social Enterprises is a program designed to help these organizations access funding and support to grow their impact. It provides a reliable way for charities and social businesses to secure the resources they need for success. If you're part of one, it's worth checking out how this scheme could help you achieve your goals.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of Growth Guarantee Scheme for Charities and Social Enterprises?
The Growth Guarantee Scheme for Charities and Social Enterprises provides essential financial support and security to organizations aimed at social impact. By offering guarantees on loans, it enables charities and social enterprises to undertake ambitious projects with greater confidence. This empowers them to grow, innovate, and expand their reach, ultimately enhancing their contributions to society.
Financial stability
Social impact focus
Enhanced funding opportunities
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What are the different types of Growth Guarantee Scheme for Charities and Social Enterprises?
Loan Guarantees
The scheme provides partial guarantees for loans made to charities and social enterprises.
Flexible Loan Terms
Loans under the scheme offer flexible terms tailored to the unique needs of charities and social enterprises.
Support for Growth and Impact
The scheme supports organisations aiming to scale their services or impact.
What is the Growth Guarantee Scheme for Charities and Social Enterprises?
Government-Backed Loan Guarantees
The Growth Guarantee Scheme provides lenders with a 70% government-backed guarantee on loans made to charities and social enterprises. This helps organisations access finance that might otherwise be difficult to obtain, though the borrower remains fully liable for repayment.
Support for Growth and Broad Eligibility
The scheme supports a variety of financial products including term loans, overdrafts, asset finance, and invoice finance. Loan terms range from 3 months up to 6 years, and facilities can be tailored to the unique needs of each charity or social enterprise.
Support for Growth and Broad Eligibility
The scheme is designed to help charities and social enterprises invest and grow. It is available to UK-based organisations with turnover up to £45 million and offers eligibility even for those not primarily generating income from trading. Previous users of other government-backed loans may also qualify.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
Are charities eligible for the Growth Guarantee Scheme (GGS)?
What is the maximum amount a charity or social enterprise can borrow under GGS?
Can charities with a turnover above £45m access the Growth Guarantee Scheme?
Is the Growth Guarantee Scheme sector specific for charities and social enterprises?
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