FINANCE OPTIONS

Growth Guarantee Scheme for Exporters - Apply Now

The Growth Guarantee Scheme for Exporters is an innovative financial support program designed to empower UK SMEs with the capital required for scaling operations and enhancing export capacity. By reducing the financial risk for lenders through government-backed guarantees, this scheme facilitates easier access to affordable financing. SMEs can thus expand internationally, contributing to economic growth.

Business loans

Secure up to £1,000,000 in Business loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of Growth Guarantee Scheme for Exporters?

Accessing the Growth Guarantee Scheme offers SMEs larger capital pools, reduced lender risks, and export-oriented support. With typical borrowing amounts ranging from £25,000 to £2 million and decision times as swift as 2 to 6 weeks, UK businesses can swiftly mobilize resources for competitive international ventures.

black tick in a green circle
Increased export capacity
black tick in a green circle
Risk mitigation for exporters
black tick in a green circle
Enhanced global competitiveness

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of Growth Guarantee Scheme for Exporters?

Export Working Capital Scheme

Eligible UK SMEs with at least 12 months of trading history can access amounts ranging from £50,000 to £500,000 with terms of 3 to 36 months. See our Enterprise Finance Guarantee for more options.

Export Working Capital Scheme

The Export Working Capital Scheme supports financing needs like purchase orders and foreign exchange, with interest rates from 3.0% to 7.5% APR and decisions in approximately 2 to 4 weeks. Sectors like manufacturing and tech services can benefit significantly under this scheme. Explore more here.

Export Enterprise Finance Guarantee (EFG)

The Export EFG aids SMEs up to £41 million turnover, offering between £25,000 to £1 million with lending terms of 6 to 60 months. Refer to our export finance options for additional support.

Export Enterprise Finance Guarantee (EFG)

Focused on expanding production and gaining overseas clientele, the EFG offers competitive rates from 4.0% to 9.0% APR. Decisions can take 2 to 6 weeks. Applicable sectors include retail and hospitality. See further information.

Bond Support Scheme

For SMEs needing bond values between £50,000 to £2 million, this scheme provides contract-aligned support. Check our bond schemes for details.

Bond Support Scheme

The Bond Support Scheme is crucial for securing contracts overseas, with interest rates of 2.5% to 6.5%. Approval takes about 3 to 5 weeks, helping sectors like construction and engineering. More insights can be found here.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is the Growth Guarantee Scheme for Exporters?

Application Processes for Export Schemes

SMEs must apply through accredited lenders, providing thorough export plans, financial forecasts, and undergoing due diligence checks. Swift decisions enable raising capital efficiently. Consider additional information.

Borrowing Capacities and Rate Influences

UK Export Finance regulations ensure transparency and adherence to lending fairness. Compliance includes anti-money laundering checks. Learn more here about regulatory demands.

Borrowing Capacities and Rate Influences

Loan amounts and rates can vary due to creditworthiness and export potential, with typical ranges from 2.5% to 9.0% APR. Discover more on our finance page.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow under the Growth Guarantee Scheme?
How quickly can I get a decision on my export finance application?
What are the interest rates for the Growth Guarantee Scheme loans?
What are the eligibility requirements for exporter finance schemes?

DIVE DEEPER

June 9, 2025

What are Government Growth Schemes? Financial Aid for UK business

The UK Government Growth Scheme helps businesses access loans, grants, R&D funding, and export support, driving innovation, jobs, and economic growth.
August 12, 2025

How to Qualify for a Business Loan in the UK: A Step-by-Step Guide for SMEs and Startups

Learn how to boost your UK business loan approval odds. Match the right product to your needs, prove affordability, prepare a complete document pack, and respond fast during underwriting.
June 6, 2025

Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..

Apply now