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Get Growth Guarantee Scheme for Fintech Software Companies

The Growth Guarantee Scheme is a UK government-supported program that helps fintech software companies get loans by reducing the risk for lenders. It lets these companies borrow money more easily to invest in and grow their business. If you're ready to expand, this scheme could be a great option to explore with your bank or lender.

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What are the benefits of Growth Guarantee Scheme for Fintech Software Companies?

The Growth Guarantee Scheme for Fintech Software Companies offers a framework to enhance the growth and sustainability of fintech firms. It provides financial assistance, mentorship, and resources to help companies navigate the complexities of scaling their operations. By stabilizing funding during crucial growth phases, it encourages innovation and helps companies become more resilient in the competitive fintech landscape.
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Boosts business growth
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Encourages innovation
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Supports financial stability

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What are the different types of Growth Guarantee Scheme for Fintech Software Companies?

Government-backed Loan Guarantees

Government provides guarantees on loans to fintechs, reducing lender risk.

Government-backed Loan Guarantees

These schemes reduce lender risk by having the government cover a portion of losses if fintechs default. They encourage banks to lend more to innovative software companies by making lending less risky for the institutions.

Venture Capital Guarantee Schemes

Schemes that guarantee part of VC investments in fintech to attract funding.

Venture Capital Guarantee Schemes

VC guarantee schemes incentivize investors by reducing the risk of loss on investments in fintech startups. This boosts private capital flows into early-stage fintech companies that might otherwise struggle to secure funding.

Revenue-Based Financing Guarantees

Guarantees for revenue-based financing, supporting fintechs with variable income.

Revenue-Based Financing Guarantees

Revenue-based financing guarantees protect investors who provide capital in exchange for a share of future revenues. This enables fintechs with fluctuating or non-traditional revenue streams to access funding with more favorable terms.

What is the Growth Guarantee Scheme for Fintech Software Companies?

Government-Backed Loan Guarantees

The Growth Guarantee Scheme provides a 70% government guarantee to lenders on loans given to UK fintech software companies, making it easier for these businesses to access funding for investment or growth. However, the guarantee is for the lender, and the company remains fully responsible for repaying the loan.

Eligibility and Terms

Fintech software companies in the UK with an annual turnover up to £45 million can apply for loans of up to £2 million under the scheme. The loans can be used for various purposes such as working capital or business investment, with repayment terms ranging from 3 months to 6 years, depending on the facility type.

Purpose and Benefits

The scheme aims to help innovative companies grow by reducing lender risk, thereby providing more opportunities for fintech software firms to secure the funding they need, even if they previously used other government loan schemes. Eligible businesses must prove viability and provide required documentation.

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FAQ’S

Is the Growth Guarantee Scheme available for fintech software companies?
What finance options can fintech software firms access under the Growth Guarantee Scheme?
Are there sector restrictions for fintech software companies in the Growth Guarantee Scheme?
What do fintech software companies need to qualify for the Growth Guarantee Scheme?

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