^Growth Guarantee Scheme for Marketplace Sellers - Get Quote

Revenue-Based Financing is specifically designed for marketplace sellers who need to scale their operations without taking on traditional debt. With decision times of 1-5 business days, this solution allows businesses to quickly access capital for inventory purchasing, marketing campaigns, and staffing costs. The application process focuses on proof of revenue through marketplace sales reports, with approval largely based on revenue stability rather than traditional credit metrics. This makes it particularly suitable for retail, consumer goods, and fashion businesses operating through online marketplaces.

The Merchant Cash Advance solution under the Growth Guarantee Scheme offers exceptionally fast funding decisions, typically within 24 hours, making it ideal for businesses needing immediate working capital, equipment purchases, or bridging short-term cash flow gaps. Approval is based on average monthly card sales rather than traditional credit scores, requiring provision of card sales history during application. This financing option is particularly popular in hospitality and retail sectors where card transactions form a significant portion of revenue, providing flexible repayment aligned with actual sales performance.

Invoice Financing under the Growth Guarantee Scheme helps marketplace sellers manage cash flow gaps by advancing funds against outstanding invoices, with decisions typically made within 24 to 48 hours. This solution is ideal for smoothing cash flow, managing seasonal demand, and reinvesting into business operations without waiting for customer payments. The process involves submitting invoices to the lender, who then advances a percentage of the invoice value, making it particularly suitable for manufacturing and B2B services businesses that operate on invoice terms. This approach provides immediate working capital while maintaining professional relationships with business customers.