FINANCE OPTIONS

Long Term Business Loans for Import Export - Apply Now

Long term business loans for import export are essential for UK SMEs engaging in international trade, providing them with the capital needed to purchase inventory, cover operational costs, or invest in infrastructure. These financing options offer extended repayment periods aligning with the business cycles of importers and exporters. Discover how Bibby Financial Services can cater to your import-export needs.

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Secure up to £1,000,000 in Business Loans with Funding Agent.

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  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Long Term Business Loans for Import Export?

These loans provide improved operational capabilities, helping businesses bridge cash flow gaps and expand market reach. With borrowing amounts ranging from £25,000 to £1,000,000 and decisions typically available within 1 to 4 weeks, SMEs can benefit from competitive rates. Explore how business loans can support your company's growth.

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Improved cash flow
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Long repayment term
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Supports growth initiatives

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Long Term Business Loans for Import Export?

Equipment Finance Loans

Designed for UK SMEs involved in import-export with at least 2 years of operation, Equipment Finance loans range from £50,000 to £500,000, with terms of 24 to 84 months.

Equipment Finance Loans

These loans offer interest rates between 4% to 8% APR. Decisions typically take 1 to 3 weeks, making it an ideal solution for purchasing machinery crucial for international trade. Find out more about Equipment Finance to enhance your business processes.

Trade Finance Loans

Trade Finance loans are available for UK-based businesses with a successful track record in international trade, offering amounts between £100,000 and £1,000,000 with terms of 12 to 36 months.

Trade Finance Loans

Interest rates range from 5% to 9% APR, with decision times between 1 to 4 weeks. These loans provide vital funds to cover gaps between supply and payment receipt. Explore our Trade Finance solutions for seamless transactions.

Export Working Capital Loans

For UK exporters needing additional cash flow to meet an export order backlog, these loans range from £25,000 to £750,000, with terms of 6 to 60 months.

Export Working Capital Loans

With interest rates between 6% to 10% APR and decision timelines of 2 to 6 weeks, these loans help fulfill orders without straining existing capital. Discover more on managing your cash flow with Working Capital Loans.

Typical Funding Journeys on Funding Agent

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What is a long term business loan for import export?

Application Processes

The application generally involves submitting financial records, business plans, and import-export documentation. Key steps include lender selection, documentation review, credit determination, and funding arrangement. Learn more about the process through our business funding applications.

Borrowing Capacity Considerations

UK businesses must comply with the Financial Conduct Authority regulations, particularly regarding financial promotions and credit assessments. Our expertise in compliance can ensure a smooth journey through regulatory landscapes. Discover compliance-focused solutions in our Unsecured Working Capital Loan offerings.

Borrowing Capacity Considerations

The typical borrowing range is £25,000 to £1,000,000, influenced by turnover, creditworthiness, and collateral. Loan rates range from 4% to 10% APR, with additional fees for arrangement and early repayment. Curious about how much you can borrow? Explore our Working Capital Loans to optimize your finances.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a long-term business loan for import-export?
What are the typical interest rates for these loans?
How quickly can I get a decision on my loan application?
What are the eligibility requirements for obtaining these loans?

DIVE DEEPER

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