FINANCE OPTIONS

Long Term Business Loans for Trades and Contractors - Apply

Long term business loans for trades and contractors provide essential financing solutions to secure significant investments required for business growth, asset acquisition, and expansion projects. These loans enable businesses to manage substantial funding needs over an extended term, with repayment plans that alleviate cash flow pressures. Explore our competitive business loans tailored for your needs through business financing.

Business loans

Secure up to £500,000 in Business loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Long Term Business Loans for Trades and Contractors?

The primary benefits of long term business loans include reduced monthly payments due to extended terms, facilitating larger investments without straining cash flow. Businesses can secure amounts ranging from £5,000 to £1,000,000 with interest rates between 3% and 15% APR, depending on credit profiles and security offered. Our funding solutions provide quick decisions, typically within 1 to 4 weeks. Discover how to enhance your business’s potential by visiting our trade finance options.

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Flexible repayment terms
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Access to larger funds
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Improved cash flow

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What are the different types of Long Term Business Loans for Trades and Contractors?

Secured Business Loans

Secured business loans offer amounts from £25,000 to £1,000,000 with terms up to 120 months. Suitable for businesses with a solid revenue history and adequate security, these loans provide lower APR ranging from 3% to 10%. Learn more about secured loans for businesses.

Secured Business Loans

These loans are ideal for major investments such as purchasing equipment or expanding premises. The approval process involves a financial assessment, credit check, and asset valuation, typically taking 2 to 4 weeks. Businesses in construction or manufacturing frequently use these loans for critical growth. For further details, explore our business term loans.

Unsecured Business Loans

Unsecured business loans provide up to £250,000 without the need for collateral, with terms extending to 60 months. Ideal for businesses with strong credit scores, these loans incur higher interest rates from 5% to 15% APR. Learn about our offerings for quick business finance.

Unsecured Business Loans

Primarily used for working capital or inventory growth, these loans have a swift approval process, typically 1-2 weeks. Retail and tech sectors find these particularly beneficial for preparing for seasonal demands. Explore options on how to secure these funds on our loan review page.

Asset Finance

Asset finance solutions, ranging up to £500,000, are structured around the value of the business assets and typically come with interest rates between 4% and 9% APR. Check out our trade finance options.

Asset Finance

These funding models are used to purchase machinery, vehicles, or equipment essential for business operations, with application processing times spanning 2-3 weeks. Logistics and hospitality businesses often rely on this type of finance to enhance their capabilities. Discover more about these options at quick business finance.

What is a Long Term Business Loan for Trades and Contractors?

Application Process

Long term business loans require an extensive application process involving submission of detailed business plans and comprehensive financial documents. Decisions typically occur within 1 to 4 weeks. Our streamlined application processes ensure a smooth experience with fast approvals. Begin your application by exploring our business loan applications.

Regulatory Compliance

All long term business loan processes are subject to FCA regulations, ensuring transparency in fees and rates. Compliance with these regulations is crucial and forms part of our expert service offerings, guaranteeing peace of mind when you choose our solutions. Learn more by reviewing our regulatory compliant options.

Borrowing Capacity and Rates

Your company's creditworthiness, trading history, and offered collateral determine the borrowing capacity, with loans ranging from £5,000 to £1,000,000 available. Interest rates vary from 3% to 15% APR, influenced by credit profiles and market conditions. For competitive lending terms, visit our term loans page.

FAQ’S

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