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Revenue Based Lending Ireland - Get Funding Now
Revenue Based Lending in Ireland is a flexible way for small businesses to get money by repaying a percentage of their future sales instead of fixed monthly payments. It adjusts automatically with your income, so you only pay more when your business is doing well. Interested in learning more? You can check out providers like 365 Finance to see if this could work for your business.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of Revenue Based Lending Ireland?
Revenue Based Lending (RBL) in Ireland offers businesses a unique funding solution where repayments are based on a percentage of revenue. This model provides significant flexibility, making it easier for businesses to manage cash flow without the burden of fixed monthly repayments. By tying the repayment amount directly to revenue, it aligns the lender's and borrower's interests while enabling faster access to capital for growth and operational needs.
Flexible repayment terms
No collateral required
Fast access to funds
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What are the different types of Revenue Based Lending Ireland?
Traditional Revenue-Based Lending
A loan where repayments are a fixed percentage of monthly revenue.
Merchant Cash Advance (MCA)
A lump sum provided upfront, repaid through a share of daily card sales.
E-commerce Revenue-Based Lending
Tailored for online businesses, repayments are linked to digital platform sales.
What is Revenue Based Lending in Ireland?
How Revenue Based Lending Works in Ireland
Revenue Based Lending in Ireland allows businesses to borrow money based on their expected future sales. Repayments are made through a fixed percentage of ongoing sales—usually card or overall business revenue—so repayments go up when income is high and decrease when income drops.
Flexible Repayment System
Unlike traditional loans, there are no fixed monthly payments or interest rates. Instead, a set portion (often 2-15%) of daily or weekly sales is automatically deducted and used to pay off the loan. The more your business earns, the quicker you can repay; if sales slow down, repayments adjust lower.
Key Benefits and Suitability
Businesses keep full ownership since there’s no need for collateral or giving up equity. The process is fast with minimal requirements (like at least 6 months trading and a minimum monthly revenue). Revenue Based Lending is best for established businesses with steady sales, but not suitable for startups with little or no income.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is Revenue Based Lending for Irish restaurants?
Who qualifies for Revenue Based Lending in Irish pubs?
How does Revenue Based Lending benefit hotels in Ireland?
Are repayments fixed with Revenue Based Lending in Ireland?
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