FINANCE OPTIONS

Secured Business Loans for Ecommerce - Apply Now

Secured business loans offer ecommerce owners the ability to scale operations with confidence. By using business assets as security, these loans provide larger capacities at attractive rates. Such loans are ideal for funding inventory or expansion, ensuring continuous growth.

Business Loans

Secure up to £1,000,000 in Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Secured Business Loans for Ecommerce?

One of the primary benefits of secured business loans is their ability to offer lower interest rates and higher borrowing amounts due to reduced lender risk. This type of financing can significantly improve cash flow management. Our streamlined invoice financing solutions facilitate access to funds typically within 2 to 6 weeks.

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Flexible repayment terms
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Access to larger funds
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Lower interest rates

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Secured Business Loans for Ecommerce?

Secured Term Loans

Secured Term Loans offer UK businesses between £50,000 to £5,000,000 with 12 to 60-month terms. Lending is based on business assets, streamlining operations.

Secured Term Loans

Designed for asset-owning businesses, Secured Term Loans include interest rates from 3% to 10% APR. Applications can result in funding decisions within 2 to 4 weeks, particularly benefiting retailers like tech companies. Our term loans offer flexibility.

Invoice Financing (Secured)

With Invoice Financing, businesses can access £10,000 to £500,000 rapidly. This finance solution leverages outstanding invoices as collateral.

Invoice Financing (Secured)

Firms can improve cash flows while waiting for customer payments. Decision times are quick – typically 48 hours to 1 week. This is particularly useful for service businesses billing corporate clients using invoice financing options.

Asset-Based Lending

Asset-Based Lending caters to significant physical or intangible-owned assets within ecommerce. Funding ranges from £100,000 to £10,000,000.

Asset-Based Lending

Utilising assets like real estate or patents, companies can restructure finances or expand into new markets. With commitments from 12 to 84 months, decisions occur within 2 to 6 weeks. Discover more through asset-based lending services.

Typical Funding Journeys on Funding Agent

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What is a Secured Business Loan for Ecommerce?

Application Processes and Times

Applications for secured loans require thorough asset and credit evaluations. Decisions are made within 2 to 7 days, with funds typically available in 2 to 6 weeks. Our business loan solutions offer streamlined processes.

Borrowing Capacity and Rates

Secured loans must follow FCA regulations, promoting fairness. Borrowers receive clear communication on terms and requirements, ensuring informed decisions. Learn about regulatory terms.

Borrowing Capacity and Rates

Rates range from 3% to 10% APR, influenced by asset type and credit health. Borrowing capacity spans from £10,000 to £10,000,000. Our offerings are competitively designed for ecommerce businesses.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a secured business loan?
How quickly can I receive a decision on my secured loan application?
What are the typical interest rates for secured business loans?
What eligibility criteria must be met for secured lending?

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