FINANCE OPTIONS

^Short Term Business Loans for Hospitality - Apply Now

Q: How much can I borrow with a short-term business loan?

You can borrow between £5,000 and £300,000, depending on your business turnover and financial history.

Q: How quickly can I get a decision on my loan application?

Initial decision times can vary from a few hours to a week, depending on the lender and completeness of your application.

Q: What are the typical interest rates for short-term business loans?

Interest rates generally range from 7% to 25% APR, or factor rates from 1.1 to 1.5, affected by your business's financial health and creditworthiness.

Q: What are the eligibility requirements for these loans?

Eligibility typically requires a trading history of at least 6 months, evidence of card payments, and a minimum credit score, depending on the lender.

Short term business loans offer UK hospitality businesses a versatile solution for quick access to capital, enabling them to manage cash flow or finance urgent projects. These loans, designed for a repayment period typically under 12 months, are ideal for handling unexpected expenses in the hospitality sector. To learn more about the advantages and application process, visit our short term business loans guide.

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What are the ^benefits of Short Term Business Loans for Hospitality?

Our short-term business loans provide flexibility and fast access to funds, crucial for managing the seasonal nature of hospitality. Avail amounts ranging from £5,000 to £300,000 with decisions in as little as 24 hours. For detailed insights, explore our business loans section.

Quick access to funds

Flexible repayment options

Boosts cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Short Term Business Loans for Hospitality?

Merchant Cash Advances

Eligible UK businesses with at least six months of trading and consistent card sales can access £5,000 to £300,000 with terms of 3 to 12 months. Discover more about this option via our merchant cash advances review.

Merchant Cash Advances

With factor rates ranging from 1.1 to 1.5 and decision times of 1-3 days, Merchant Cash Advances are perfect for managing seasonal cash flows or urgent refurbishments. For more details, refer to our merchant money reviews.

Invoice Financing

Suitable for businesses with outstanding B2B invoices and a trading history over six months, offering up to 90% of invoice value. Learn more in our invoice financing guide.

Invoice Financing

Invoice Financing helps bridge gaps between invoicing and payments, easing cash flow with lending available until invoice payment, typically within 90 days. For further information, explore our invoice financing resources.

Line of Credit

Open to established businesses with at least 12 months of operation and strong credit scores, available for amounts between £5,000 to £250,000. See our credit line details.

Line of Credit

A Line of Credit provides revolving credit with rates from 7% to 25% APR, ideal for managing ongoing expenses or rapid inventory purchases. Discover more in our revolving credit loan guide.

What is a Short Term Business Loan for Hospitality?

Application Process and Decisions

The application for short-term business loans usually involves submitting financial statements and trading histories, allowing for initial decisions within hours. Discover our application process insights.

Regulatory Compliance

Lenders are required to follow FCA regulations, including data protection and anti-money laundering compliance, ensuring secure transactions. Learn more about these standards at our compliance guidelines.

Borrowing Capacity and Rates

The borrowing capacity for short-term loans ranges from £5,000 to £300,000, influenced by business turnover and credit history. For detailed rate insights, visit our rate information page.