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Short Term Business Loans for Manufacturing - Apply Now

Short term business loans offer essential financing for manufacturing companies needing rapid capital for urgent requirements or growth opportunities. These loans, available for up to 24 months, assist UK firms in managing cash flow and handling unforeseen expenses.

Business Loans

Secure up to £1,000,000 in Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Short Term Business Loans for Manufacturing?

Enjoy quick access to capital with amounts ranging from £5,000 to £1,000,000, and benefit from flexible use without long-term commitments. With a swift decision time of 1 to 10 days, manufacturers can promptly meet their financial needs. Explore our funding solutions to learn more.

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Rapid funding access
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Boosts cash flow
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Supports operational flexibility

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Short Term Business Loans for Manufacturing?

Invoice Financing

Invoice financing provides funds by selling invoices to a lender, with typical amounts from £10,000 to £500,000 and terms between 1 and 24 months.

Invoice Financing

Eligible businesses issuing invoices to others can receive advances on invoices, usually between 70%-90% of their value. With decision times as short as 1 to 3 days, this is ideal for managing cash flow or short-term operational costs, especially for manufacturers awaiting large payments.

Asset-Based Lending

Asset-based lending offers funding against the business's assets, with amounts from £50,000 to £1,000,000 and lending terms from 3 to 24 months.

Asset-Based Lending

Geared towards companies with valuable assets like machinery, this type of lending provides rapid financing with decision times from 5 to 10 days. It's perfect for acquiring new equipment or enhancing production lines, supporting the growth and expansion goals of manufacturing businesses.

Merchant Cash Advances

Merchant cash advances allow businesses with high credit card sales to receive upfront funds, with amounts between £5,000 and £300,000, and terms from 3 to 12 months.

Merchant Cash Advances

By advancing cash based on future sales, especially for manufacturers with retail outlets, this funding is ideal for inventory purchases and seasonal marketing efforts. Decision times are quick, ranging from 1 to 3 days.

Typical Funding Journeys on Funding Agent

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What is a Short Term Business Loan for Manufacturing?

Application Process & Decision Timescales

The application process involves submitting financial statements and business plans. A decision can be expected within 1 to 10 days, and funds are usually available 1 to 3 days thereafter. Our streamlined process ensures a swift and efficient experience for borrowers.

Borrowing Capacity & Rate Information

Loans are regulated by the FCA to ensure SME protection. We adhere to GDPR compliance, providing transparency and security at each step. Learn more about regulatory standards in our compliance guide.

Borrowing Capacity & Rate Information

The borrowing capacity depends on credit score, turnover, and asset value, with amounts from £5,000 to £1,000,000. Interest rates vary from 1% to 4% above base rate. Our competitive offerings ensure attractive rates and flexible terms tailored to manufacturers' needs.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a short term business loan?
How quickly can I get a decision on a short term business loan?
What are the interest rates for short term business loans?
What are the eligibility requirements for invoice financing?

DIVE DEEPER

June 30, 2025

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How to Qualify for a Business Loan in the UK: A Step-by-Step Guide for SMEs and Startups

Learn how to boost your UK business loan approval odds. Match the right product to your needs, prove affordability, prepare a complete document pack, and respond fast during underwriting.

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