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Unsecured Corporate Loans: A Comprehensive Guide

Unsecured corporate loans are financial products designed to provide businesses with necessary capital without requiring collateral. Ideal for SMEs needing working capital for growth or unforeseen expenses. These loans rely on the creditworthiness of the business.

Secure up to £500,000 in Unsecured Corporate Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Unsecured Corporate loans?

The primary advantage of unsecured corporate loans is the access to funds without collateral, allowing small businesses to secure capital simply and quickly. Typical loan amounts range from £1,000 to £500,000, with decision times as short as 1 to 7 business days.

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No collateral required
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Quick access to funds
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Flexible repayment options

What are the different types of Unsecured Corporate loans?

Term Loans

Term loans generally range from £10,000 to £500,000, with terms between 12 to 60 months. Businesses need at least 2 years trading history.

Term Loans

Term loans offer interest rates ranging from 5% to 15% per annum, with decision times between 3 to 7 days. These loans suit businesses requiring capital investments and expansion; for example, export businesses and tech startups.

Business Overdrafts

Business overdrafts typically offer £1,000 to £150,000 as a revolving facility, often renewed annually, ideal for seasonal cash flow gaps.

Business Overdrafts

With interest rates from 7% to 20%, business overdrafts provide immediate to 3-day approvals, based on historic account performance, helping retailers manage stock or manufacturers adapt to supply changes.

Invoice Financing

Invoice financing allows businesses to unlock up to 90% of invoice values, perfect for managing delayed customer payments.

Invoice Financing

With interest rates between 1.5% and 5%, invoice financing offers 24-48 hours approval from invoice submission. This financial solution suits B2B companies looking to improve cash flow.

What is an Unsecured Corporate Loan?

Application Process and Approval Speed

Applicants typically provide financial documentation, business plans, and performance metrics to demonstrate creditworthiness. Decisions on loan applications range from 1 to 7 days, with funds available soon after approval, up to 14 days.

Regulatory Compliance and Expertise

Unsecured corporate loans are regulated by the Financial Conduct Authority, ensuring transparent and responsible lending. Our expertise lies in navigating these requirements, aiding businesses in compliance while securing quick finance.

Borrowing Capacity and Rate Information

Loans range from £1,000 to £500,000, influenced by business revenue and credit scores. Interest rates from 5% to 20% reflect economic conditions and lender policies, with additional fees possible.

FAQ’S

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