FINANCE OPTIONS

^Working Capital Loans for Fitness Gyms - Apply Now

Q: How much can I borrow with a working capital loan?

You can borrow anywhere between £1,000 and £250,000, depending on factors like your gym's turnover, credit score, and trading history. Our solutions provide a tailored fit.

Q: How quickly can I get a decision on a loan?

Initial decisions are typically within 1 to 2 weeks for term loans. However, for overdrafts and invoice financing, you can expect decisions in 1 to 5 days. We streamline processes for efficiency.

Q: What are the typical rates for working capital loans?

Rates range from 6% to 35% APR/EAR, influenced by credit score, loan amount, and term length. Additional fees may apply depending on the financial product chosen.

Q: What are the eligibility requirements for a working capital loan?

Typically, your gym must have been trading for at least 6 months with a turnover over £50,000 annually, coupled with a sound credit history and financials.

Working capital loans provide essential financial support for fitness gyms, helping with daily expenses like staff salaries and maintenance. Our platform offers a range of tailored working capital solutions to ensure smooth operations.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of Working Capital Loans for Fitness Gyms?

Fitness gyms benefit from working capital loans by maintaining liquidity during off-peak seasons. With loans ranging from £1,000 to £250,000, and quick decisions within 1 to 5 days, our term loans are ideal.

Improved cash flow

Flexible repayment options

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Working Capital Loans for Fitness Gyms?

Term Loans

Term loans for gyms require a minimum trading of 6 months, with amounts between £5,000 and £250,000. We provide easy online business loan applications.

Term Loans

With interest rates from 6% and repayment terms of 6 to 60 months, term loans are perfect for expansions or equipment purchases. Gyms can seamlessly manage seasonal cash flow variations. Explore our financing options tailored for gyms.

Overdraft Facilities

Overdrafts offer £1,000 to £50,000 with simple criteria. They’re available for gyms with established bank accounts. Find credit facilities for quick liquidity.

Overdraft Facilities

Used to cover unexpected costs, overdrafts have EAR rates of 7% to 35%. Easy to access, these facilities provide immediate access within days. Credit facilities offer gyms valuable support in tough months.

Invoice Financing

Invoice financing provides up to 90% capital against outstanding invoices. Gyms with B2B invoices can readily access funds. Learn about invoice finance for seamless cash flow.

Invoice Financing

Enhance cash flow with invoice financing, especially for corporate wellness programs. With service rates of 2% to 5% and funding within 1 to 3 days, our invoice finance options support financial stability.

What is a Working Capital Loan for Fitness Gyms?

Application Process Overview

The application process involves completing an online form, submitting financial statements, and proof of identity. Our streamlined processes ensure quick decisions. Check how we optimize funding applications.

Regulatory and Compliance

Being regulated by the FCA in the UK, it's crucial that all gym loans comply with fair practices. Our compliance expertise ensures adherence to all standards. Explore our compliance in lending.

Borrowing Capacity and Rates

Borrowing capacity ranges greatly, influenced by turnover, credit score, and trading history. With APR/EAR between 6% and 35%, gyms enjoy competitive rates. Discover more about our rate offerings.

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FAQ’S

How much can I borrow with a working capital loan?

How quickly can I get a decision on a loan?

What are the typical rates for working capital loans?

What are the eligibility requirements for a working capital loan?

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August 20, 2025

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^Working Capital Loans for Fitness Gyms - Apply Now

What are the ^benefits of Working Capital Loans for Fitness Gyms?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of Working Capital Loans for Fitness Gyms?

Term Loans

Term Loans

Overdraft Facilities

Overdraft Facilities

Invoice Financing

Invoice Financing