FINANCE OPTIONS

Working Capital Loans for Manufacturing and Wholesale Businesses – Apply Now

Working capital loans are essential for manufacturing and wholesale businesses, providing short-term financial solutions to manage daily operational expenses. These loans help maintain liquidity, covering costs such as payroll and supplier payments. To explore how these loans can benefit your business, visit our working capital loans page.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Working Capital Loans for Manufacturing and Wholesale Businesses?

These loans offer immediate liquidity, enabling businesses to handle operational expenses without long-term financial commitment. With quick application decisions and flexible borrowing amounts, companies can maintain cash flow effectively. Learn more about our solutions at funding options.

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Improved cash flow
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Flexible financing options
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Supports operational efficiency

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What are the different types of Working Capital Loans for Manufacturing and Wholesale Businesses?

Invoice Financing

Invoice Financing allows businesses to advance up to 90% of outstanding invoices, providing quick cash flow relief. Eligibility includes having creditworthy customers and a six-month trading history. Find out more about invoice financing.

Invoice Financing

Invoice Financing offers businesses a way to bridge the gap between issuing invoices and receiving payments. With terms up to 12 months and interest rates ranging from 1% to 3% above the base rate, this financing is ideal for managing cash flow gaps. For detailed information on eligibility and application, visit our invoice financing page.

Business Line of Credit

A Business Line of Credit provides up to £250,000 in revolving credit, suitable for ongoing operating expenses. Businesses need at least two years of trading history and a good credit score. Discover your options with our business financing solutions.

Business Line of Credit

With a Business Line of Credit, companies can flexibly access credit as needed without repeated applications. Interest rates range from 5% to 15% APR, and decisions are made typically within a week, offering a reliable way to manage the financial demands of seasonal fluctuations. Explore details on business lines of credit.

Merchant Cash Advance

Merchant Cash Advances offer funding up to 150% of monthly card revenue for businesses accepting card payments. Consistent sales history is required. Get quick funding through our merchant cash advance section.

Merchant Cash Advance

Ideal for quick capital needs, Merchant Cash Advances provide a lump sum based on future sales, repaid through card transactions. These funds can be available within 24 to 72 hours, making it a fast solution for purchasing equipment or covering short-term expenses. For more details, visit our merchant cash advance page.

What is a Working Capital Loan for Manufacturing and Wholesale Businesses?

Application and Approval Process

The application process for working capital loans generally involves submitting financial statements and trading history. Decision timescales vary, with initial decisions often within 24 hours. For more details, visit our application process guide.

Regulatory Compliance

All lenders offering these loans must be authorised and regulated by the FCA, ensuring you receive compliant and secure financial products. To understand more about our compliance procedures, see our compliance section.

Borrowing Capacity and Rates

Borrowing capacities can range widely, from £5,000 to £500,000, influenced by creditworthiness and industry sector. Rates fluctuate between 1% and 30% based on risk profiles. Explore more on borrowing limits at our loan rates guide.

FAQ’S

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