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Working Capital Loans for Software Development - Apply Now

Working capital loans provide essential financial support for small businesses in the software sector, ensuring smooth operational cash flow during crucial growth periods or development phases. These loans are critical for managing finances in intervals of intensive project scaling or payment delays, offering a reliable solution tailored to industry needs.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Working Capital Loans for Software Development?

These loans facilitate uninterrupted operations by covering daily expenses and bridging revenue gaps, allowing software companies to pivot and expand without financial strain. Notably, businesses can access between £5,000 to £250,000 with decisions typically made within days, ensuring timely financial interventions.

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Flexible funding
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Boosts cash flow
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Supports project expansion

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of Working Capital Loans for Software Development?

Business Line of Credit

A business line of credit delivers flexible funding from £10,000 to £250,000 for UK SMEs with at least £100,000 in turnover, allowing for strategic financial management.

Business Line of Credit

Ideal for tech start-ups during development phases, these credit lines offer terms of 6 to 36 months with interest rates ranging from 6% to 20% APR. Fast approval times, from one to three days, empower businesses to meet unexpected expenses promptly.

Invoice Financing

Invoice financing allows software consultancies to draw up to 90% of invoice values, bridging gaps between billing cycles. Click here for details

Invoice Financing

This solution, particularly advantageous for B2B clients, offers simple application processes with funding amounts aligning with invoice terms, typically up to 120 days. Interest is calculated at 1% to 5% monthly, making it a cost-effective means for cash flow management.

Short-term Business Loan

Short-term business loans offer rapid access to funds ranging from £5,000 to £200,000 to boost short-term initiatives like staffing or tool acquisition. Find out more.

Short-term Business Loan

These loans support tech firms to swiftly react to market demands with repayment periods between three and 18 months. With APRs from 8% to 30%, these loans serve immediate needs efficiently.

What is a working capital loan for software development?

Application Process and Timescales

To apply for a working capital loan, businesses need to submit comprehensive financial documentation online. Typically, an initial decision is made within 72 hours, with fund transfer following shortly after approval.

Regulatory and Compliance Requirements

In the UK, lenders must comply with FCA regulations and AML directives, ensuring secure and ethical lending practices. Our expertise in these areas ensures that your business funding applications are handled with utmost care.

Understanding Borrowing Capacity and Rates

The borrowing capacity for working capital loans is influenced by business turnover, credit score, and financial obligations. Typical interest rates range from 6% to 30% APR, with variations based on business profiles. This enables bespoke funding solutions tailored to your needs.

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FAQ’S

How much can I borrow with a working capital loan?
How quickly can I get a decision on my loan application?
What are the interest rates for working capital loans?
What are the eligibility requirements for a working capital loan?

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What Is a Working Capital Loan?

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