Adelpha Capital Reviews
Adelpha Capital offers fast, flexible business loans up to £150,000 with quick decisions, supporting diverse small business financial needs across England and Wales.
5
/
5
Quick approval, process very easy!
Sophie Turner
4
/
5
Customer service was responsive and helpful.
Mark Evans
5
/
5
Funds were transferred the next day!
Priya Singh
4
/
5
Rates are fair. Would recommend Adelpha.
Lucas Brown
Explore Adelpha Capital's Finance Solutions:
Loan Type:
Bridging Loan
Loan Range:
£500,000 – £20,000,000
Loan Terms:
3 – 24 months
Minimum Turnover and Trading Age:
No formal trading length; borrower must be special-purpose vehicle or UK limited company
Interest Rate / Factor Rate:
0.75% – 1.20% per month (9% – 14.4% p.a.)
Fees:
2% arrangement fee, 1% exit fee, legal & valuation costs; no early repayment charge after 3 months
Loan Type:
Development Finance
Loan Range:
£1,000,000 – £25,000,000
Loan Terms:
9 – 36 months
Minimum Turnover and Trading Age:
Experienced developer track record preferred; SPV acceptable
Interest Rate / Factor Rate:
6.5% – 11.0% p.a. (charged on drawn funds)
Fees:
1.5% – 2% arrangement fee, 1% exit fee, monthly monitoring surveyor fees, legal & valuation costs
Loan Type:
Refurbishment Finance (Light & Heavy)
Loan Range:
£250,000 – £5,000,000
Loan Terms:
6 – 18 months
Minimum Turnover and Trading Age:
SPV acceptable; borrower must demonstrate experience with refurb projects
Interest Rate / Factor Rate:
0.80% – 1.25% per month
Fees:
2% arrangement, 1% exit, monitoring surveyor fees where structural works involved
Loan Type:
Mezzanine & Second Charge Finance
Loan Range:
£500,000 – £5,000,000
Loan Terms:
9 – 30 months
Minimum Turnover and Trading Age:
Developer experience required; senior lender consent needed
Interest Rate / Factor Rate:
12% – 20% p.a. (rolled up)
Fees:
2% – 3% arrangement, 1% – 2% exit
Loan Type:
Development Exit Loan
Loan Range:
£500,000 - £15,000,000
Loan Terms:
3 months to 18 months
Minimum Turnover and Trading Age:
Completed or near-completed development with Building Control sign-off
Interest Rate / Factor Rate:
0.55% - 0.85% per month
Fees:
1% arrangement; 0.5% exit; potential commitment fee for extended availability
Loan Type:
Mezzanine Finance
Loan Range:
£500,000 - £5,000,000
Loan Terms:
6 months to 30 months
Minimum Turnover and Trading Age:
Developer must evidence viable senior debt offer
Interest Rate / Factor Rate:
12% - 20% p.a. (rolled or PIK)
Fees:
2% arrangement; profit participation may apply; legal and inter-creditor costs
```
Topic: bridging loans
Pinecone URL: finance-dictionary/bridging-loans
Serper result: VERIFIED
Final status: USE
Topic: bridging loans (options)
Pinecone URL: financing-options/bridging-loans
Serper result: VERIFIED
Final status: USE
Topic: development finance (dictionary)
Pinecone URL: finance-dictionary/development-finance
Serper result: VERIFIED
Final status: USE
Topic: development finance (options)
Pinecone URL: financing-options/development-finance
Serper result: NO direct match, but relevant results found (see property-development-finance-8279f, development-finance-for-construction-businesses).
Final status: EXCLUDE (no exact match; use exact match only)
Topic: refurbishment finance (dictionary)
Pinecone URL: finance-dictionary/refurbishment-finance
Serper result: No direct SERPER result (redirects to development-finance); NO URL FOUND
Final status: EXCLUDE
Topic: refurbishment finance (options)
Pinecone URL: financing-options/fit-out-and-refurbishment-finance
Serper result: VERIFIED
Final status: USE
Topic: property refurbishment loans (options)
Pinecone URL: financing-options/property-refurbishment-loans
Serper result: VERIFIED
Final status: USE
Topic: personal guarantee requirements (dictionary)
Pinecone URL: finance-dictionary/personal-guarantee
Serper result: No exact match (shows director guarantee); NO URL FOUND
Final status: EXCLUDE
Topic: understanding personal guarantees (guide)
Pinecone URL: post/how-to-understand-personal-guarantees-in-business-loans
Serper result: VERIFIED
Final status: USE
Topic: loan eligibility requirements (dictionary)
Pinecone URL: finance-dictionary/loan-eligibility
Serper result: VERIFIED
Final status: USE
Topic: credit score requirements (dictionary)
Pinecone URL: finance-dictionary/credit-score
Serper result: Found (guide only, not main page); NO URL FOUND
Final status: EXCLUDE
Topic: trading history requirements (dictionary)
Pinecone URL: finance-dictionary/trading-history
Serper result: VERIFIED
Final status: USE
Topic: business turnover requirements (dictionary)
Pinecone URL: finance-dictionary/annual-turnover
Serper result: VERIFIED
Final status: USE
Topic: collateral requirements (dictionary)
Pinecone URL: finance-dictionary/collateral
Serper result: VERIFIED
Final status: USE
Topic: loan application process (dictionary)
Pinecone URL: finance-dictionary/loan-application-process
Serper result: VERIFIED
Final status: USE
Topic: application documents needed (dictionary)
Pinecone URL: finance-dictionary/application-documents-needed
Serper result: VERIFIED
Final status: USE
Topic: instant decision loans (dictionary)
Pinecone URL: finance-dictionary/instant-decision-loans
Serper result: NO direct match; NO URL FOUND
Final status: EXCLUDE
Topic: same day funding (options)
Pinecone URL: financing-options/same-day-business-loans
Serper result: VERIFIED
Final status: USE
Topic: interest rates explained (dictionary)
Pinecone URL: finance-dictionary/interest-rates
Serper result: VERIFIED
Final status: USE
Topic: early repayment fees (dictionary)
Pinecone URL: finance-dictionary/early-repayment-fees
Serper result: VERIFIED
Final status: USE
Topic: arrangement fees (dictionary)
Pinecone URL: finance-dictionary/arrangement-fee
Serper result: VERIFIED
Final status: USE
Topic: business loan calculator (tool)
Pinecone URL: calculator/business-loan-calculator
Serper result: VERIFIED
Final status: USE
Topic: eligibility checker (tool)
Pinecone URL: free-business-credit-checker
Serper result: VERIFIED
Final status: USE
Topic: asset finance calculator (tool)
Pinecone URL: calculator/asset-finance-calculator
Serper result: VERIFIED
Final status: USE
Topic: working capital loan calculator (tool)
Pinecone URL: calculator/working-capital-loan-calculator
Serper result: VERIFIED
Final status: USE
Topic: first time borrower guide (guide/post)
Pinecone URL: post/first-time-borrower-guide
Serper result: NO URL FOUND
Final status: EXCLUDE
Topic: secured vs unsecured business loans (guide/post)
Pinecone URL: post/secured-vs-unsecured-business-loans-uk
Serper result: VERIFIED
Final status: USE
Topic: how to improve business credit score
Pinecone URL: post/how-to-improve-your-business-credit-score-in-2026
Serper result: VERIFIED
Final status: USE
Topic: business loans (options)
Pinecone URL: financing-options/business-loans
Serper result: VERIFIED
Final status: USE
Topic: alternative finance loans (options)
Pinecone URL: financing-options/alternative-finance-loans
Serper result: VERIFIED
Final status: USE
Topic: peer to peer lending (dictionary)
Pinecone URL: finance-dictionary/peer-to-peer-lending
Serper result: VERIFIED
Final status: USE
Topic: unsecured business loans (options)
Pinecone URL: financing-options/unsecured-business-loans
Serper result: VERIFIED
Final status: USE
Topic: lenders (directory)
Pinecone URL: lenders
Serper result: VERIFIED
Final status: USE
Topic: construction finance (options)
Pinecone URL: financing-options/construction-finance
Serper result: VERIFIED
Final status: USE
Topic: property development finance (options)
Pinecone URL: financing-options/property-development-finance
Serper result: NOT an exact match; returns property-development-finance-8279f (slightly different and not guaranteed canonical); NO URL FOUND
Final status: EXCLUDE
----
Ready for HTML construction: minimum 15+ "USE" URLs, full scope covered.
```
FAQ’S
How can I contact Adelphi Capital for inquiries?
What is the investment criteria and financial range for Adelphi Capital?
Where is Adelphi Capital headquartered?
What services does Adelphi Capital offer?
Can I apply for a loan from Adelpha Capital directly through Funding Agent?
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£500K
to
£500K
zero hidden fees
