Fedcap Employment, operating as Fedcap UK, is a not-for-profit social enterprise active across England and Scotland. It focuses on delivering government-funded employability and skills programmes rather than providing commercial loans or regulated financial products. Registered as a charity, Fedcap Employment does not offer lending services and is not authorised by the FCA for credit activities. It is suitable for individuals referred through government agencies seeking job support and skills development but not for businesses seeking finance. For information about other lenders and types of funding, visit the lenders overview and financing options.
Key Features of Fedcap Employment
This organisation provides a range of social and employment-related services. Its focus is on helping jobseekers through government programmes with integrated health, wellbeing, and training support.
- Dedicated employability advisors and key workers supported by government contracts, similar to structured business loan programmes.
- Employer engagement teams linking candidates to direct vacancies, enabling workforce development rather than offering unsecured business lending options.
- Nationwide coverage within contracted English and Scottish regions, with partnerships among community and charitable organisations.
Funding Eligibility
Fedcap Employment's services are available without cost to participants referred by Jobcentre Plus or similar government agencies. Because it does not offer loans, conventional loan eligibility requirements do not apply here. Instead, eligibility depends on referral under government employability programmes. For business loan eligibility and checks, see tools like the eligibility checker and guides on qualification.
Loan Options
Fedcap Employment does not provide any loan or credit products. Consequently, no loan types, amounts, terms, or rates are available through this provider. Businesses seeking financial products should consider alternative lenders or products such as business loans or startup loans.
- Not applicable – no lending products offered.
How to Apply
As a social enterprise, Fedcap Employment requires participants to be referred by government agencies. There is no public application process for loans since none are provided. For business financing, application processes typically involve submitting documentation and waiting for approval times found in lender guides.
- Referral by Jobcentre Plus or government bodies – no direct online loan applications.
- Provision of identification and relevant social or employment information as required by programmes.
- Ongoing support from specialist advisors throughout participation.
Funding Agent's Review
Fedcap Employment is not a lender but a specialist in employability and skills support under government contracts in England and Scotland. It is not suited for enterprises seeking financial lending options. For appropriate finance, explore business loans, unsecured business loans, or startup loans on Funding Agent. Use tools such as the business loan calculator to assess borrowing costs and the repayment calculator to plan repayments.
