Huxley Corporate Finance Limited is an FCA-regulated UK lender established in 2017 that focuses on short-term property and business lending. It serves property professionals and established SMEs with secured and unsecured finance options. The firm offers bridging, development, and commercial lending, and can suit experienced borrowers needing a quick turnaround or funding for complex transactions.

Key features of Huxley Corporate Finance

The lender combines dedicated borrower support with digital tools aimed at speeding up decision and funding timelines. Several notable features help streamline the finance process for property investors and business owners.

• Online enquiry portal includes instant soft-credit search.
• Dedicated account manager supports you through the life of your loan.
• Automated valuation options are available for loans under £500,000.
• Integration with Xero and QuickBooks for easy financial data sharing.
• An in-house property surveyor panel helps reduce third-party delays.

Who is eligible for Huxley Corporate Finance funding?

You may qualify if your business has over 12 months of trading, or if you need property-backed finance with no set turnover. Minimum annual turnover of £200,000 applies for unsecured loans. Some business sectors are excluded. Geographic coverage is mainly England and Wales, with Scotland and Northern Ireland by exception.

Loan options available

Huxley Corporate Finance offers a range of loans for property investors, developers, and established SMEs. Here are the main types, ordered by minimum amount:

• Unsecured Business Growth Loan: £25,000–£250,000, terms from 6–60 months, fixed APR from 9.9%–22.9%, for established businesses with at least £200,000 turnover and 12 months trading.
• Buy-to-Let & Portfolio Term Loan: £75,000–£3,000,000, terms from 2–10 years, rates from 5.49%–7.99% p.a., asset-backed, portfolio and individual BTL loans supported.
• Residential Bridging Loan: £50,000–£5,000,000, 3–24 months, monthly rates from 0.55%–1.25%, up to 75% LTV, asset-backed, available to individuals or businesses with suitable exit strategy.
• Light & Heavy Refurbishment Finance: £100,000–£3,000,000, 6–18 months, monthly rates from 0.65%–1.35%, stage drawdowns, supports HMO conversions and permitted development.
• Commercial Bridging Loan: £100,000–£7,500,000, 3–18 months, rates from 0.75%–1.40% per month, up to 70% LTV, allows semi-commercial and vacant acquisitions.
• Ground-Up Development Finance: £500,000–£15,000,000, 12–36 months, interest from 7.5%–12% p.a., up to 85% of total cost, for experienced developers with at least one completed scheme.

How to apply for a Huxley Corporate Finance loan

The process is designed for speed and clarity. You start online, upload documents, then speak to an underwriter. Indicative decisions often arrive within 24 hours, with formal approvals in 3–5 working days. Final drawdown depends on legal and valuation work, especially for property deals.

• Submit an online application through Huxley’s digital portal.
• Provide supporting documents: bank statements, ID, accounts, property details, or project schedules.
• Application is reviewed—credit checks and underwriting follow.
• Sign facility documentation if approved. Funds are transferred once the process completes.

Funding Agent’s view: is Huxley Corporate Finance right for you?

Huxley Corporate Finance is positioned for businesses and property professionals who need quick, flexible deals not typically served by mainstream banks. The high funding certainty and structuring support can suit experienced borrowers who accept higher rates, arrangement fees, and personal guarantees for fast access to capital. To compare loan alternatives and check your specific eligibility, consider using Funding Agent’s independent guides and eligibility tools.