Liberate Funding Reviews

Liberate Funding specializes in fast, flexible business loans, providing entrepreneurs with accessible financial solutions to support growth and operational needs efficiently.

Here are the Trustpilot Reviews from Liberate Funding:

Here are the Reviews from Liberate Funding:

Customer service was helpful, and the process was smooth. My only caution is to fully understand the factor rate—it adds up. It’s great if you need fast, unsecured funds, but compare costs carefully. Still, it suited our urgent timeline.

Veronika Hoogenboom

As a salon owner, I was sceptical at first. But Liberis made things simple. The repayments come off our daily card transactions, so I never worry about fixed loan deadlines. We upgraded our equipment and saw a big return in just two months.

Sara Kirsch

We needed £15,000 quickly for stock ahead of a flash sale. The application process was all online and the funds landed in 48 hours. The factor rate was higher than a traditional loan, but we valued the flexibility. Worked well for our e-commerce setup.

Jessika Furst

We run a seasonal hospitality business and cash flow always gets tight mid-year. Liberis was fast, transparent, and easy to work with. The repayment structure tied to our card sales was ideal—we repaid more when business picked up. No surprises or pressure. Highly recommend for SMEs.

Caitlin Benson

Explore Liberate Funding's Finance Solutions:

Standard Bridging Loan

£50,000 – £5,000,000

Refurbishment Bridging Loan

£100,000 – £3,000,000

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Explore Liberate Funding's Finance Solutions:

Loan Type:

Standard Bridging Loan

Loan Range:

£50,000 – £5,000,000

Loan Terms:

1 – 18 months

Minimum Turnover and Trading Age:

No minimum business turnover; borrower must evidence exit strategy

Interest Rate / Factor Rate:

0.60% – 1.10% per month (interest can be rolled or serviced)

Fees:

2% arrangement fee; 1% exit fee; legal and valuation costs payable by borrower

Loan Type:

Refurbishment Bridging Loan

Loan Range:

£100,000 – £3,000,000

Loan Terms:

3 – 18 months

Minimum Turnover and Trading Age:

Not turnover driven; borrower must provide schedule of works and costings

Interest Rate / Factor Rate:

0.75% – 1.25% per month

Fees:

2% arrangement; 1% exit; monitoring surveyor fees on drawdowns

Loan Type:

Development Finance

Loan Range:

£500,000 – £7,500,000

Loan Terms:

6 – 24 months

Minimum Turnover and Trading Age:

Borrower or key contractor must evidence at least one completed development of similar scale

Interest Rate / Factor Rate:

7.5% – 10.0% p.a. rolled up (equivalent 0.62% – 0.83% per month)

Fees:

2% arrangement; 1% exit on GDV; professional monitoring fees

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More About the CEO

DJ Singh

Chief Executive Officer

CEO since Since 2017

DJ Singh is the Founder and CEO of Liberate Funding, a technology-driven lending platform focused on helping small businesses access capital. With a background in financial technology and entrepreneurship, he has been instrumental in building innovative lending solutions that leverage data and technology to streamline funding processes.

Education

["Bachelor's Degree in Electrical Engineering, University of Southern California"]

Certifications

Experience

['Founder and CEO, Liberate Funding (2017 - Present)', 'Previous roles in technology and financial services, including fintech startups and venture initiatives']

Awards

More About Liberate Funding

Liberate Funding is a lender with limited publicly available information regarding its products and services. As such, specific details about their lending options, business eligibility, and application processes are not disclosed. Potential borrowers seeking business loans may consider a variety of options suited to different needs and qualifications. For an overview of general funding options, see business loans overview and lenders information.

Key Features of Liberate Funding

Due to the lack of publicly available data, key features specific to Liberate Funding are not detailed. Generally, business lenders offer various practical features tailored to different business needs and loan purposes.

Flexible funding solutions for a range of business sizes and purposes as detailed in business loans.
Loan types varying from short-term to long-term with relevant repayment terms explained in term loans guide.
Access to calculators and tools for planning finance such as the business loan calculator.

Funding Eligibility

Eligibility requirements commonly include criteria like minimum trading history, turnover, and sector-specific considerations. While Liberate Funding does not disclose these, you may qualify for business loans if your business meets such criteria and you demonstrate affordability. For guidance, see how to qualify for a business loan in the UK and use assessment tools like the business loan calculator.

Loan Options

Information on specific loan types offered by Liberate Funding is not available. Generally, UK businesses can access a range of loan options below:

Bad credit business loans for businesses with poor credit histories, often providing flexible access to funds.
Term loans where a lump sum is borrowed and repaid over a fixed period, with interest set according to lender terms.

How to Apply

Application processes vary but typically include submitting an application, providing required documents, undergoing credit affordability and eligibility checks, and signing agreements upon approval. Relevant information for various loans can be found below to assist applicants:

Submit applications via platforms or forms outlined on lender websites such as the general application form page.
Prepare documents as specified in loan application guides to streamline the process, examples available in eligibility guides.
Review expected timelines from application to funding, as illustrated in loan approval timeline resources.

Funding Agent's Assessment

Liberate Funding's lack of publicly available details limits a comprehensive evaluation. Businesses considering this lender should seek direct communication for specifics. Meanwhile, exploring a broad range of verified business loan options and reviewing eligibility requirements guides can help in selecting appropriate finance. Using tools like the business loan calculator assists in financial planning.