Teybridge Capital Reviews

Teybridge Capital Europe is a fintech-driven specialist offering tailored working capital and trade finance solutions to ambitious SMEs across sectors.

Here are the Trustpilot Reviews from Teybridge Capital:

Here are the Reviews from Teybridge Capital:

The team at Teybridge Capital understood our business and didn’t just offer finance — they offered partnership. Their support has been instrumental in helping us scale quickly and confidently into new markets.

Zeynep Demirbilek

Teybridge Capital have been instrumental in helping us meet the demands of our growing global customer base. Their ability to understand nuances and provide a funding solution that works across stock and receivables has allowed us to scale with confidence.

John Ralph

Very professional team, responsive and proactive—helped us expand our operations smoothly.

Sophia Lee

Streamlined financing process, tailored solutions, and excellent communication throughout.

Michael Smith

Impressed by Teybridge Capital’s industry knowledge and partnership approach—great support!

Anita Verma

Quick funding approval, clear service terms, and attentive support from the entire team.

Ella Grant

Explore Teybridge Capital's Finance Solutions:

Residential Bridging Loan

£100,000 – £10,000,000

Commercial Bridging Loan

£250,000 – £7,500,000

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Explore Teybridge Capital's Finance Solutions:

Loan Type:

Residential Bridging Loan

Loan Range:

£100,000 – £10,000,000

Loan Terms:

3 – 18 months

Minimum Turnover and Trading Age:

No trading history required; borrower must evidence viable exit strategy

Interest Rate / Factor Rate:

0.55% – 1.10% per month (interest rolled or retained)

Fees:

2% arrangement fee; legal & valuation costs; no exit fee on standard cases; 1% extension fee if term extended

Loan Type:

Commercial Bridging Loan

Loan Range:

£250,000 – £7,500,000

Loan Terms:

3 – 24 months

Minimum Turnover and Trading Age:

Borrower SPV or LLP acceptable; demonstrable exit required

Interest Rate / Factor Rate:

0.75% – 1.25% per month

Fees:

2% arrangement; commitment/exit fee 1% on certain commercial assets; third-party costs payable

Loan Type:

Refurbishment / Light Development Finance

Loan Range:

£150,000 – £5,000,000

Loan Terms:

6 – 18 months

Minimum Turnover and Trading Age:

Borrower or main contractor to evidence relevant development experience

Interest Rate / Factor Rate:

0.60% – 1.10% per month (drawn on GDV basis)

Fees:

2% arrangement; monitoring surveyor fees as works progress; no exit fee up to 70% LTGDV

Loan Type:

Ground-Up Development Finance

Loan Range:

£500,000 – £10,000,000

Loan Terms:

12 – 24 months (with 3-month extension possible)

Minimum Turnover and Trading Age:

Developer must show minimum two successfully exited schemes in last 5 years

Interest Rate / Factor Rate:

7.5% – 10.5% p.a. margin over SONIA (drawn balance basis)

Fees:

2% arrangement; 1% exit fee; QS and monitoring surveyor fees; commitment fee 0.5%

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More About Teybridge Capital

Teybridge Capital Limited is a specialist property finance lender based in the UK. The firm provides short-term bridging, refurbishment, and ground-up development funding to professional property investors and SME developers across England and Wales. With fast funding times, direct access to decision makers, and flexible underwriting approaches, Teybridge may suit experienced landlords and developers who need quick, property-backed finance solutions, but it is less suited to those seeking unsecured or long-term funding.

Key practical features of Teybridge Capital

Teybridge delivers funding designed for property professionals, offering flexible loan options and rapid decisions. Borrowers can expect a relationship-driven process from enquiry to completion.

No automated credit scoring; cases considered individually by experienced property specialists
Interest roll-up or retention available to improve borrower cash flow during the loan term
Direct access to credit committee for fast decisions on complex or urgent cases
Panel of recommended solicitors and valuers for streamlined due diligence
Facility structures accommodate complex ownership entities, including SPVs

Eligibility: who can apply?

You may qualify if you are an experienced investor or developer with tangible UK property to secure the loan. Personal guarantees from directors or major shareholders are typically required. Facilities are limited to England and Wales and not available to first-time developers for larger ground-up schemes.

Loan options available from Teybridge Capital

The lender offers a range of property-backed loans, each structured to match different goals. Below is an outline of their main funding types, typical amounts, and rates.

Residential Bridging Loans: £100,000–£10,000,000. Terms: 3–18 months. Interest: 0.55%–1.10% per month. Open to first-time landlords and SPVs; up to 75% LTV.
Commercial Bridging Loans: £250,000–£7,500,000. Terms: 3–24 months. Interest: 0.75%–1.25% per month. Covers vacant or semi-vacant commercial properties.
Refurbishment/Light Development Finance: £150,000–£5,000,000. Terms: 6–18 months. Interest: 0.60%–1.10% per month. Staged drawdowns; up to 100% of works costs.
Ground-Up Development Finance: £500,000–£10,000,000. Terms: 12–24 months (extension possible). Interest: 7.5%–10.5% p.a. over SONIA. Up to 70% LTGDV and 85% of cost for experienced sponsors.

How to apply for funding

Applications begin through approved brokers or intermediaries. The process includes submission of an online enquiry, case assessment, and offline underwriting, with decisions typically issued in under three days after documents are provided. Standard steps are:

Submit an introducer-led online enquiry with property details and requested loan amount
Provide supporting documents, such as valuation, ID, exit strategy, and financial evidence
Your case is reviewed and credit-backed terms are issued within 48–72 hours of documentation
Legal work and property due diligence follow. Sign loan agreements to receive funds

Funding Agent's view: independent summary

Teybridge Capital serves property professionals needing fast and flexible finance secured against UK property. While suitable for those requiring speed and certainty and comfortable with providing strong security and personal guarantees, their funding is less practical for unsecured or long-term borrowing. Next steps may include using comparison tools, eligibility checkers, or reaching out to an approved intermediary for tailored advice.