TFG Capital Reviews
TFG Capital offers fast, flexible bridging loans from £50,000 to £5,000,000, with 24/7 support, and accepts diverse property types and credit histories.
5
/
5
Having worked with TFG for over 5 years they have managed to support numerous of Sedulo’s clients with their short-term finance needs, making the process as simple and efficient as possible.
Leyton Jeffs
5
/
5
Huge thanks to James, Luke and Elliott – in a world of complicated slow underwriting TFG stand out, their ability to make quick decisions and their sensible underwriting approach make TFG the top guys for quick and clever bridge.
Toby Johncox
5
/
5
We enjoy a very close relationship with TFG. We have worked with them for some time and have direct access to the decision makers, which allows them to be very commercial in what is a complex marketplace.
Matt Hawcroft
5
/
5
Having worked with TFG Capital for many years their ability to meet deadlines within agreed timeframes is always so nice to see, in an industry that seems to be slowing processes TFG are fast and reliable.
Callum Taylor
5
/
5
TFG team handled our case with speed and professionalism. Highly recommended!
Jessica Morgan
5
/
5
Excellent service, fast decisions, and great communication from start to finish.
Oliver Smith
Explore TFG Capital's Finance Solutions:
Loan Type:
Unsecured Business Term Loan
Loan Range:
£25,000 – £2,000,000
Loan Terms:
3 months to 5 years
Minimum Turnover and Trading Age:
Minimum 12 months trading and £250,000 annual turnover
Interest Rate / Factor Rate:
0.60% – 2.00% per month (fixed interest)
Fees:
2% – 4% arrangement fee; no early repayment charge
Loan Type:
Merchant Cash Advance
Loan Range:
£10,000 – £500,000 (up to 150% of monthly card turnover)
Loan Terms:
Automatic daily card-sales deductions until advance plus fixed fee repaid (average 6–12 months)
Minimum Turnover and Trading Age:
6 months trading and £7,500 monthly card sales
Interest Rate / Factor Rate:
Factor rate 1.12 – 1.35 (equivalent 12% – 35% total cost)
Fees:
No separate fees; fixed advance fee agreed up-front
Loan Type:
Invoice Finance (Selective & Whole-Book)
Loan Range:
£50,000 – £5,000,000 (up to 90% of invoice value)
Loan Terms:
Rolling facility with 30-120-day invoice cycles
Minimum Turnover and Trading Age:
£500,000 annual turnover and 6+ months trading
Interest Rate / Factor Rate:
Discount rate 2.75% – 4.50% over Bank of England base; service fee 0.25% – 2.00% of invoice value
Fees:
Arrangement fee from £500; audit and trust-account fees where applicable
Loan Type:
Asset Finance (Hire Purchase & Finance Lease)
Loan Range:
£25,000 – £2,000,000
Loan Terms:
1 – 5 years
Minimum Turnover and Trading Age:
12 months trading; no fixed turnover minimum but affordability assessment applies
Interest Rate / Factor Rate:
3.50% – 9.50% flat per annum (profile dependent)
Fees:
Documentation fee £150 – £350; option-to-purchase fee £10 – £100 (HP only)
Loan Type:
Bridging Finance
Loan Range:
£26,000 – £10,000,000
Loan Terms:
3 – 24 months (interest rolled or serviced)
Minimum Turnover and Trading Age:
Property-backed so trading history not essential
Interest Rate / Factor Rate:
0.49% – 1.15% per month
Fees:
Arrangement fee 1.50% – 2.00%; exit fee 0% – 1.00%; valuation & legal costs
Loan Type:
Development Finance
Loan Range:
£250,000 – £25,000,000
Loan Terms:
6 – 36 months (staged drawdowns)
Minimum Turnover and Trading Age:
Track record of one completed project or experienced contractor team
Interest Rate / Factor Rate:
6.50% – 10.00% per annum (interest rolled)
Fees:
Arrangement 1% – 2%; exit 1% (sometimes waived); monitoring surveyor and legal fees apply
FAQ’S
What is the application and funding process timeline at TFG Capital?
What are the typical interest rates and loan terms at TFG Capital?
What types of properties can be used as security for a TFG Capital loan?
What types of loans does TFG Capital offer?
Can I apply for a loan from TFG Capital directly through Funding Agent?
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