United Trust bank Reviews
United Trust Bank excels in competitive savings products and award-winning service, regulated and recognized for excellence in savings and secured loans.
5
/
5
We have found United Trust Bank very easy to work with, and interest rates are good. It’s personalised service... Setting up new accounts is more straightforward than with other banks, and online banking has now been introduced too. We’ve already recommended UTB to others...
Hugh S
5
/
5
Thanks for all your help – it has been such a different and pleasurable experience dealing with you on opening an account compared to the traditional banks.
Suzannah
5
/
5
As a business... we were persistently disappointed with the interest rates on offer for our hard earned balances. We came across United Trust Bank... was dealt with exceptionally promptly, and very professionally. A specific individual was assigned to helping us... Now that UTB have added a secure online banking portal... The interest rates are competitive, and the variety of accounts... is extensive. I would highly recommend UTB to any business without hesitation.
Mike Parry
4
/
5
It’s hard to find a provider that offers a fair rate of return to a Limited Company investor. However UTB do that. The experience... was simple, yet with good security protection. Communication... has been good yet not intrusive.
Peter C
5
/
5
...our Pensioners Association established a savings relationship with UTB... UTB offered significantly superior fixed deposit rates, easily exceeding our clearing bank. I confidently challenge any non-regulated Club or Association to find a more reliable and supportive banking partner than United Trust Bank.
Laband
5
/
5
We’ve found United Trust Bank to be a pleasure to work with, offering highly competitive interest rates. We especially value the personal service from our relationship manager, Niki... We would gladly recommend United Trust Bank to other businesses...
Laura McArdle
Explore United Trust bank's Finance Solutions:
Loan Type:
Regulated Bridging Loan
Loan Range:
£100,000 – £3,000,000
Loan Terms:
3 – 12 months (can extend to 18)
Minimum Turnover and Trading Age:
No trading requirement – available to homeowners
Interest Rate / Factor Rate:
0.55% – 0.85% per month (approx. 6.6% – 10.2% p.a.)
Fees:
2% arrangement; no exit fee; valuation & legal costs payable
Loan Type:
Unregulated/Investment Bridging Loan
Loan Range:
£100,000 – £15,000,000
Loan Terms:
3 – 24 months
Minimum Turnover and Trading Age:
No trading period required
Interest Rate / Factor Rate:
0.48% – 1.25% per month
Fees:
2% arrangement; 1% exit fee on some products; legal & valuation costs
Loan Type:
Light Refurbishment Bridging Loan
Loan Range:
£100,000 – £5,000,000
Loan Terms:
3 – 18 months
Minimum Turnover and Trading Age:
N/A
Interest Rate / Factor Rate:
0.55% – 0.95% per month
Fees:
2% arrangement; exit fee 1% if >70% LTC; monitoring surveyor costs
Loan Type:
Heavy Refurbishment / Conversion Bridging
Loan Range:
£250,000 – £10,000,000
Loan Terms:
6 – 24 months
Minimum Turnover and Trading Age:
N/A
Interest Rate / Factor Rate:
0.75% – 1.25% per month
Fees:
2% arrangement; 1% exit; QS monitoring and drawdown fees
Loan Type:
Residential Development Finance (Senior & Stretch Senior)
Loan Range:
£1,000,000 – £25,000,000+
Loan Terms:
9 – 36 months
Minimum Turnover and Trading Age:
Developer track record preferred but first-time builders considered with support
Interest Rate / Factor Rate:
6.0% – 9.0% p.a. (margin over SONIA)
Fees:
1% – 2% arrangement; 1% exit on GDV; monitoring & legal fees
Loan Type:
Semi-Commercial / Mixed-Use Development Finance
Loan Range:
£1,000,000 – £15,000,000
Loan Terms:
9 – 30 months
Minimum Turnover and Trading Age:
Experience preferred
Interest Rate / Factor Rate:
6.5% – 9.5% p.a.
Fees:
1.5% arrangement; 1% exit; other professional fees
FAQ’S
What types of accounts does United Trust Bank offer?
Can I change how the interest is paid on my United Trust Bank account?
What account opening checks does United Trust Bank carry out?
What is the minimum and maximum amount I can invest at United Trust Bank?
Can I apply for a loan from United Trust bank directly through Funding Agent?
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