March 13, 2026
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Best Asset Finance Lenders for the Facilities Management Industry

Discover the best asset finance lenders tailored for the facilities management industry. Learn how to fund your equipment and grow your business with affordable finance options.
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Best Asset Finance Lenders for the Facilities Management Industry
Jesse Spence
Finance content writer / Market researcher

4 years of experience in market research. He focuses on turning lender criteria and market insights into practical, plain-English resources that help business ownersb improve approval chances and choose the right type of finance

Best Asset Finance Lenders for the Facilities Management Industry

For UK franchise buyers and operators, this guide compares loan periods and amounts, APRs, and terms across leading providers, with a focus on eligibility and fit. Amounts that could not be verified are left blank, prices accurate as of 2026-03-13.

1. Funding Agent

Funding Agent focuses on providing UK SMEs with streamlined access to a range of unsecured business finance options. It is typically suited for businesses seeking quick eligibility decisions with straightforward application processes. The platform offers flexible terms with no collateral usually required and enables fast comparisons to suit diverse cash flow needs.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £1,000,000
  • Min APR: 4%
  • Max APR: 20%
  • Loan Duration: 3–60 months

Services & Industries

  • Finance Types: Unsecured business loans, MCA Loans, Working capital
  • Industries: UK SME's

Pros

  • fastest and easiest application process
  • No collateral required

Cons

  • lower track record, only trading 1 year

Sources: Funding Agent

2. Aldermore

Aldermore specialises in asset finance and commercial mortgages tailored to UK businesses. It is well-suited for SMEs looking for competitive rates with clear terms and flexible loan durations. Aldermore offers options that balance interest rates with tailored security arrangements suitable for various business investment needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 6.09%
  • Max APR: 0%
  • Loan Duration: 12-84 months

Services & Industries

  • Finance Types: Asset Finance, Commercial Mortgages
  • Industries: Various

Pros

  • Competitive rates
  • Strong customer service

Cons

  • Rates not available for all terms

Sources: Source

3. Lombard

Lombard delivers versatile asset finance solutions primarily for vehicles and equipment. It suits businesses requiring flexible leasing arrangements and financing for multiple asset types. Lombard offers adaptable repayment options and lease agreements, accommodating varied operational and cash flow requirements.

Loan Details

  • Min Amount: £0
  • Max Amount: £100,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Variable

Services & Industries

  • Finance Types: Asset Finance, Leasing
  • Industries: Transport, Equipment

Pros

  • Wide range of assets covered
  • Flexible funding options

Cons

  • Amount limits may apply

Sources: Source

4. ABN Amro

ABN Amro provides corporate and commercial banking with a focus on large-scale asset finance. It is typically suitable for larger corporate clients needing structured financing solutions. ABN Amro offers tailored lending with considerations for industry-specific needs and longer-term arrangements.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset Finance, Commercial Banking
  • Industries: Corporate, Commercial

Pros

  • Global reach
  • Industry expertise

Cons

  • Focus on large corporates

Sources: Source

5. BNP Paribas

BNP Paribas offers asset finance and leasing services across multiple sectors with an emphasis on sustainability. Its products are well-suited for businesses seeking a broad range of tailored leasing and financing arrangements. BNP Paribas supports flexible loan terms with varied repayment structures to meet different business needs.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Flexible

Services & Industries

  • Finance Types: Asset Finance, Leasing
  • Industries: Multiple

Pros

  • Strong financial backing
  • Diverse product offering

Cons

  • Complex application process

Sources: Source

6. Investec

Investec provides customised financial solutions in asset finance and wealth management, primarily serving selected sectors. It is suited to clients seeking innovative and tailored lending solutions, often in exclusive markets. Investec prioritises flexible structuring and relationship-driven service models.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset Finance, Wealth Management
  • Industries: Finance, Investment

Pros

  • Innovative solutions
  • Sector expertise

Cons

  • Exclusive client base

Sources: Source

7. Portman Finance Group

Portman Finance Group specialises in delivering business loans and asset finance products with rapid approval processes. It is particularly suitable for UK SMEs requiring flexible funding options without extensive security demands. Portman supports varying repayment schedules aligned to customer needs and offers brokered solutions.

Loan Details

  • Min Amount: £10,000
  • Max Amount: £2,000,000
  • Min APR: 6.9%
  • Max APR: 30%
  • Loan Duration: 3-72 months

Services & Industries

  • Finance Types: Asset Finance, Business Loans
  • Industries: Various

Pros

  • Fast approval
  • No PG options for eligible

Cons

  • High upper APR

Sources: Source

8. Barclays

Barclays delivers a broad range of asset financing solutions with straightforward online applications. It is well-suited for businesses needing borrowing flexibility with repayment term options up to a decade. Barclays focuses on clear terms with no early repayment penalties and offers both fixed and variable rates.

Loan Details

  • Min Amount: £1,000
  • Max Amount: £100,000
  • Min APR: 11.2%
  • Max APR: 14.9%
  • Loan Duration: 1-10 years

Services & Industries

  • Finance Types: Asset Finance, Business Loans
  • Industries: Various

Pros

  • No early repayment fees
  • Fixed or variable rates

Cons

  • Limited to £100,000 online

Sources: Source

9. Close Brothers

Close Brothers offers flexible asset finance products aimed at SMEs across various industries. It suits businesses looking for large funding amounts with tailored repayment and security terms. Close Brothers provides lending solutions accommodating specific sector requirements and funding scales.

Loan Details

  • Min Amount: £5,000
  • Max Amount: £100,000,000
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: Unknown

Services & Industries

  • Finance Types: Asset Finance, SME Loans
  • Industries: Various

Pros

  • Large funding amounts
  • Sector-specific solutions

Cons

  • Unknown APR rates

Sources: Source

10. Ultimate Finance

Ultimate Finance provides asset-based lending solutions tailored for UK businesses across all industries. It generally suits companies seeking fast funding with flexible financing matched to their specific operational needs. Ultimate Finance offers lending frameworks with adaptable terms to assist a wide variety of business objectives.

Loan Details

  • Min Amount: £0
  • Max Amount: £0
  • Min APR: 0%
  • Max APR: 0%
  • Loan Duration: 12-84 months

Services & Industries

  • Finance Types: Asset Finance, Bridging Finance
  • Industries: All

Pros

  • Fast funding
  • Tailored solutions

Cons

  • Limited public info on rates

Sources: Source

How to choose

When selecting the best asset finance lender for the facilities management industry, consider the size of the loan required and the typical APR range that fits your budget. Assess your eligibility carefully and check whether the lender offers flexible repayment terms or requires collateral. Speed of funding is crucial for operational needs, but also balance this against the flexibility of loan duration and conditions. It is important to match lenders based on their product focus — some may cater to SMEs with unsecured loans, others specialise in large corporate financing or leasing. Always review fees, early repayment policies, and whether brokered access is available to find the best fit for your franchise business.

Conclusion

Choosing the right lender depends on your specific asset finance needs and use case. Banks typically provide structured loans for larger asset purchases, brokers may offer access to a variety of products across lenders, and specialised providers focus on niche industries or tailored financing. Funding Agent is a strong choice for SMEs willing to compare fast options and find suitable terms. For loan amounts around 200 thousand pounds and above, it is important to consider lender expertise, loan flexibility, and security requirements carefully. Always verify current pricing and terms directly with the lender before committing.

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FAQs

What is asset finance in the facilities management industry?
Why should facilities management companies use asset finance?
What types of assets can be financed for facilities management?
Who are the best asset finance lenders for this industry in the UK?
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1Funding AgentFunding Agent helps UK SMEs compare business finance options fast, with a simple application journey and quick eligibility matching.£10,000–£1,000,000; 4%–20% APR; 3–60 months
2AldermoreAldermore provides asset finance to businesses across the UK, focusing on SMEs with competitive interest rates and tailored financial products.£0–£0; 6.09%–0% APR; 12-84 months
3LombardLombard provides flexible asset finance solutions, helping businesses to finance vehicles, equipment, and other essential assets with tailored leasing options.£0–£100,000; 0%–0% APR; Variable
4ABN AmroABN AMRO UK specializes in corporate and commercial banking, providing asset finance solutions for large corporates across various industries.£0–£0; 0%–0% APR; Unknown
5BNP ParibasBNP Paribas Leasing Solutions offers comprehensive asset finance and leasing options catered to a broad range of sectors, emphasizing sustainable finance.£0–£0; 0%–0% APR; Flexible
6InvestecInvestec provides tailored financial solutions across a variety of sectors, including asset finance and wealth management, with a focus on innovation.£0–£0; 0%–0% APR; Unknown
7Portman Finance GroupPortman provides business loans and asset finance to UK SMEs, offering rapid funding and a range of financial products with flexible terms.£10,000–£2,000,000; 6.9%–30% APR; 3-72 months
8BarclaysBarclays offers comprehensive asset financing solutions with the flexibility to borrow up to £100,000 online, catering to various business needs.£1,000–£100,000; 11.2%–14.9% APR; 1-10 years
9Close BrothersClose Brothers provides flexible asset finance solutions tailored for SMEs, supporting a range of sectors with competitive lending options.£5,000–£100,000,000; 0%–0% APR; Unknown
10Ultimate FinanceUltimate Finance offers asset-based lending solutions tailored to UK businesses' unique needs, helping companies across all industries meet their goals.£0–£0; 0%–0% APR; 12-84 months